Skip to content
ESPT
MARKETS / NASDAQ / Technology / Systems integration / JKHY
NASDAQ · SERVICES-COMPUTER INTEGRATED SYSTEMS DESIGN · LARGE CAP

Jack Henry & Associates Inc. JKHY

18 fiscal years on record · USD · FY2025 reported · SEC filings only
17 YEARS OF DIVIDEND GROWTH
$2.5B
▲ 7.1% YoY
$502.8M
▲ 10.3% YoY
$694.9M
▲ 18.1% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Jack Henry & Associates, Inc. provides products and services primarily to community and regional banks and credit unions. As of June 30, 2025, it had approximately 7,240 full-time and part-time associates. Core bank integrated data processing systems are provided to over 950 banks. Core credit union data processing solutions are provided to credit unions of all sizes, with a client base of approximately 715 credit unions. Non-core highly specialized core-agnostic products and services are also provided to banks and credit unions. Jack Henry & Associates, Inc. was founded in 1976. It has supplemented its organic growth with 35 strategic acquisitions since the end of fiscal year 1999.

Written from the business description in JACK HENRY & ASSOCIATES, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 25 August 2025. Every sentence was checked against that document before publication.

Growth

USD 2.5B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 2.5 · Net income 0.5
1B2B
2008201120142017202020232025
Compound annual growth
+7.0%
+7.7%
+6.5%
+6.7%
+11.1%
+10.1%
+7.3%
+9.0%
+11.6%
+11.1%
+8.4%
+10.4%
+5.6%
+6.0%
+8.4%
+12.6%
+56.0%
+1.8%
+9.1%
+21.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +7.7% a year over the five years to FY2025 — but profit grew faster: net income at +10.1%, earnings per share at +11.1%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

20 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 25.0% · Net 19.8%
10%20%
200820162025
ROE
FY2025 · ROE 24.0%
10%20%30%
200820162025
Three returns, three denominators.
Gross margin43.7%
Operating margin25.0%
Net margin19.8%
EBITDAUSD 677.1M

Each USD of equity produced 24 cents of profit this year.

Cash & shareholders

USD 606.9M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 694.9
250.0M500.0M
200820162025
Net buybacks $M Dividends $M
FY2025 · Dividends 170.4 · Net buybacks 436.5
250.0M500.0MDividendsNet buybacks
2008201120142017202020232025
Dividends paidUSD 170.4M
Net buybacksUSD 436.5M
Share of profit120.7%
Consecutive raises17 years

USD 170.4M in dividends and USD 436.5M in buybacks — 121% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 3.1B
EquityUSD 2.1B
CashUSD 12.1M
Gross debtUSD 40.0M
Net debtUSD 27.9M
Current ratio1.17×

Net debt stands at 1% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
JKHY, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B2.52.42.22.11.91.81.71.61.51.41.41.31.21.11.01.00.80.7
Operating income $B0.60.60.50.50.50.40.40.30.40.30.40.30.30.30.20.20.20.2
EBITDA $B0.70.60.50.50.50.50.40.40.40.40.40.40.30.30.30.30.20.2
Income tax $B0.20.10.10.10.10.10.10.1−0.00.10.10.10.10.10.10.10.10.1
Net income $B0.50.50.40.40.40.30.30.30.40.20.20.20.20.20.20.10.10.1
Free cash flow $B0.70.60.50.30.50.40.50.40.40.30.30.30.30.30.20.20.20.2
EPS, diluted $6.986.245.235.024.944.123.863.524.702.933.122.592.191.941.741.591.381.22
Dividend / sh $2.382.262.142.021.901.781.661.541.361.181.060.940.840.560.440.400.360.32
Payout %343641403843434429403436382925252626
ROE %24.022.922.124.526.921.719.919.830.121.925.021.618.817.216.716.917.116.5

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

GOOG · GOOGL · MSFT · NVDA · META · ORCL
Provenance

Company facts, as filed

How we verify · 0 failures in 79 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Four checks were skipped: the balance sheet is not tagged before 2009. One check was skipped: EPS is not tagged before 2008. One check was skipped: revenue is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityServices-Computer Integrated Systems Design
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsJune 30
Data on record since2008

Share this section

Download image