MARKETS / NASDAQ / MNDO

NASDAQ · SERVICES-COMPUTER PROGRAMMING SERVICES · SMALL CAP

Mind CTI Ltd. MNDO

17 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$19.5M

▼ 9.3% YoY

Net income

$2.6M

▼ 43.8% YoY

Free cash flow

$4.0M

▼ 3.5% YoY

In brief

What this company does

We develop, manufacture, market and implement convergent billing and customer care software solutions for communication service providers, including traditional wireline and wireless, voice over IP, or VoIP, broadband IP network operators, wireless internet service providers, or WISPs, LTE and 5G carriers, and mobile virtual network operators, or MVNOs. Our headquarters are located in Yoqneam, Israel, approximately 50 miles north of Tel Aviv. We lease approximately 5,800 square feet at our Yoqneam headquarters, approximately 3,000 square feet in Luneburg, Germany, approximately 1,600 square feet in Plochingen, Germany, approximately 7,900 square feet in Iasi, Romania, and approximately 2,080 square feet in Suceava, Romania. Our messaging solutions are used by more than 100 enterprise customers, mostly in Germany.

Written from the business description in MIND C.T.I. Ltd.'s annual report to the U.S. Securities and Exchange Commission, filed 18 March 2026. Every sentence was checked against that document before publication.

Growth

USD 19.5M

Revenue, FY2025 · full 17-year series below

Revenue $M Net income $M

FY2025 · Revenue 19.5 · Net income 2.6

Compound annual growth

Revenue

−3.3%

−3.6%

−0.7%

−0.1%

Net income

−21.0%

−13.5%

−6.3%

−4.1%

EPS, diluted

−20.6%

−13.6%

−6.7%

−4.5%

Dividend / share

−5.4%

−1.7%

−3.1%

+0.6%

Returned to shareholders

−4.9%

−1.2%

−2.4%

+1.3%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at −3.6% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

13 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 10.7% · Net 13.4%

ROE

FY2025 · ROE 11.0%

Gross margin51.0%

Operating margin10.7%

Net margin13.4%

Return on assets8.6%

EBITDAUSD 2.2M

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders

USD 4.5M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 4.0

Net buybacks $M Dividends $M

FY2025 · Dividends 4.5 · Net buybacks —

Dividends paidUSD 4.5M

Net buybacks—

Share of profit172.9%

Consecutive raises—

USD 4.5M in dividends — 173% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 30.2M

EquityUSD 23.0M

CashUSD 8.1M

Current ratio3.83×

Equity funds 76% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Operating income $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EBITDA $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0	0.0	0.0
Net income $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Free cash flow $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EPS, diluted $	0.13	0.22	0.25	0.26	0.29	0.27	0.25	0.27	0.29	0.22	0.26	0.29	0.12	0.23	0.23	0.26	1.04
Dividend / sh $	0.22	0.24	0.24	0.26	0.26	0.24	0.26	0.30	0.32	0.27	0.30	0.24	0.24	0.24	0.32	0.20	·
Payout %	173	105	94	99	87	89	100	113	110	124	115	83	207	105	139	76	75
ROE %	11.0	19.0	21.4	22.2	25.4	23.9	23.6	24.4	26.5	19.5	22.7	25.3	9.9	18.5	18.3	20.8	96.2
Shares out B	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	·	·	·	·	·	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 84 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 11 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityServices-Computer Programming Services

Listed onNASDAQ

Incorporated innot stated in the filings

Fiscal year endsDecember 31

Data on record since2008