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MARKETS / NYSE / PAY
NYSE · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Paymentus Holdings, Inc. PAY

7 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.2B
▲ 37.3% YoY
$66.9M
▲ 51.5% YoY
$161.8M
▲ 156.1% YoY
In brief

What this company does

The company serves billers of all sizes that primarily provide non-discretionary services across industry verticals including utilities, financial services, insurance, government, telecommunications, real estate management, education, consumer finance, healthcare, business-to-business and small business. It also serves financial institutions by providing a platform that their customers use for bill payment, account-to-account transfers and person-to-person transfers. Its platform was used by approximately 53 million consumers and businesses globally in December 2025 to pay their bills, make money movements and engage with its clients. In 2025, it processed approximately 724 million payments, an average of 2.0 million payments per day, using its platform. As of December 31, 2025, it employed 1,340 full-time employees and a small number of part-time employees, located across the U.S., Canada and India.

Written from the business description in Paymentus Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 24 February 2026. Every sentence was checked against that document before publication.

Growth
USD 1.2B
Revenue, FY2025 · full 7-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.2 · Net income 0.1
0.4B0.8B2019202020212022202320242025
Compound annual growth
+34.0%
+31.7%
+37.3%
+45.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +31.7% a year over five years — but profit grew faster: net income at +37.3%, earnings per share at +45.4%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
6 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 6.3% · Net 5.6%
2%4%6%2019202020212022202320242025
ROE
FY2025 · ROE 12.8%
5%10%15%2019202020212022202320242025

Each USD of equity produced 13 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 161.8
80M160M2019202020212022202320242025

Total assetsUSD 667.9M
EquityUSD 560.4M
CashUSD 320.9M
Current ratio4.46×

Equity funds 84% of total assets.

The 7-year record
7 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019
Revenue $B1.20.90.60.50.40.30.2
Operating income $B0.10.00.0−0.00.00.00.0
EBITDA $B0.10.10.00.00.00.00.0
Income tax $B0.00.00.0−0.00.00.00.0
Net income $B0.10.00.0−0.00.00.00.0
Free cash flow $B0.20.10.10.00.00.00.0
EPS, diluted $0.520.350.180.000.060.080.08
Dividend / sh $·······
Payout %·······
ROE %12.89.75.4−0.14.017.920.0
Shares out B····0.000.10·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 32 reconciliationsAUDITED

Reconciled in 7 of 19 fiscal years. 63 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Business Services, NEC
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2019

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