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NYSE · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Paymentus Holdings, Inc. PAY

7 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.2B
▲ 37.3% YoY
$66.9M
▲ 51.5% YoY
$161.8M
▲ 156.1% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The company serves billers of all sizes that primarily provide non-discretionary services across industry verticals including utilities, financial services, insurance, government, telecommunications, real estate management, education, consumer finance, healthcare, business-to-business and small business. It also serves financial institutions by providing a platform that their customers use for bill payment, account-to-account transfers and person-to-person transfers. Its platform was used by approximately 53 million consumers and businesses globally in December 2025 to pay their bills, make money movements and engage with its clients. In 2025, it processed approximately 724 million payments, an average of 2.0 million payments per day, using its platform. As of December 31, 2025, it employed 1,340 full-time employees and a small number of part-time employees, located across the U.S., Canada and India.

Written from the business description in Paymentus Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 24 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.2B
Revenue, FY2025 · full 7-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.2 · Net income 0.1
0.5B1.0B
201920222025
Compound annual growth
+34.0%
+31.7%
+37.3%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +31.7% a year over the five years to FY2025 — but profit grew faster: net income at +37.3%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

6 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 6.3% · Net 5.6%
2%4%6%
201920222025
ROE
FY2025 · ROE 12.8%
5%10%15%
201920222025
Three returns, three denominators.

Each USD of equity produced 13 cents of profit this year.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 161.8
100M200M
201920222025

Total assetsUSD 667.9M
EquityUSD 560.4M
CashUSD 320.9M
Current ratio4.46×

Equity funds 84% of total assets.

The 7-year record

7 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
PAY, 7-year financial record
Metric 2025202420232022202120202019
Revenue $B1.20.90.60.50.40.30.2
Operating income $B0.10.00.0−0.00.00.00.0
EBITDA $B0.10.10.00.00.00.00.0
Income tax $B0.00.00.0−0.00.00.00.0
Net income $B0.10.00.0−0.00.00.00.0
Free cash flow $B0.20.10.10.00.00.00.0
EPS, diluted $0.520.350.180.000.060.080.08
Dividend / sh $◌◌◌◌◌◌◌
Payout % — not applicable: no dividend———————
ROE %12.89.75.4−0.14.017.920.0
Shares out B◌◌◌◌0.000.10◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 32 reconciliationsAUDITED

Reconciled in 7 of the 7 fiscal years we could check. 26 checks were skipped: the balance sheet is not tagged before 2020. 12 checks were skipped: EPS is not tagged before 2019. 12 checks were skipped: revenue is not tagged before 2019.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityServices-Business Services, NEC
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2019

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