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NASDAQ · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Payoneer Global Inc. PAYO

7 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.1B
▲ 7.7% YoY
$73.2M
▼ 39.6% YoY
$206.6M
▲ 22.4% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Payoneer offers customers the ability to directly invoice and collect funds from their customers, supports multiple global and local payment methods, and enables payments to vendors, suppliers and contractors around the world. It provides certain SMBs with access to working capital and lines of credit, with amounts advanced typically ranging from $500 to $10 million, either directly or through third-party lenders. The company leverages close to 100 banking and payment service providers globally to support transactions in over 7,000 trade corridors and enable same-day and real-time settlement in over 150 countries. Payoneer serves SMBs located in more than 190 countries and territories and operating in a wide variety of industries, and has nearly 2 million active customers. As of December 31, 2025, the company employed approximately 2,540 individuals across 43 locations in 36 countries, with approximately 51% of its workforce based in Israel. It is regulated as a non-bank financial institution in key markets including the United States, Europe, the United Kingdom, Hong Kong, Japan, Singapore, China and Australia, via local subsidiaries. Payoneer was founded in 2005.

Written from the business description in Payoneer Global Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.1B
Revenue, FY2025 · full 7-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.1 · Net income 0.1
0.5B1.0B
201920222025
Compound annual growth
+18.8%
+25.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +25.0% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

7 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 11.8% · Net 7.0%
5%10%15%-2%-4%-6%
201920222025
ROE
FY2025 · ROE 10.2%
5%10%15%-5%-10%
201920222025
Three returns, three denominators.

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 173.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 206.6
100M200M-10M-20M
201920222025
Net buybacks $M Dividends $M
FY2025 · Dividends · · Net buybacks 173.6
100M200M
202320242025

USD 173.6M in buybacks — 237% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 9.0B
EquityUSD 704.4M
CashUSD 415.5M
Current ratio1.00×

Equity funds 8% of total assets.

The 7-year record

7 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
PAYO, 7-year financial record
Metric 2025202420232022202120202019
Revenue $B1.11.00.80.60.50.30.3
Operating income $B0.10.10.1−0.0−0.0−0.00.0
EBITDA $B0.20.20.1−0.0−0.0−0.00.0
Income tax $B0.00.00.00.00.00.00.0
Net income $B0.10.10.1−0.0−0.0−0.0−0.0
Free cash flow $B0.20.20.20.10.00.0−0.0
EPS, diluted $0.190.310.24−0.03−0.33−0.80−0.33
Dividend / sh $◌◌◌◌◌◌◌
Payout % — not applicable: no dividend———————
ROE %10.217.415.4−2.3−13.3——
Shares out B0.350.360.360.350.060.05◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 26 reconciliationsAUDITED

Reconciled in 7 of the 7 fiscal years we could check. 26 checks were skipped: the balance sheet is not tagged before 2020. 12 checks were skipped: EPS is not tagged before 2019.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityServices-Business Services, NEC
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2019

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