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MARKETS / NYSE / QTWO
NYSE · SERVICES-PREPACKAGED SOFTWARE · LARGE CAP

Q2 Holdings, Inc. QTWO

14 fiscal years on record · USD · FY2025 reported · SEC filings only
$794.8M
▲ 14.1% YoY
$52.0M
$194.7M
▲ 50.8% YoY
In brief

What this company does

Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, and alternative finance companies seeking to incorporate banking into their customer engagement and servicing strategies. As of December 31, 2025, it had more than 1,200 financial institution customers using one or more of its solutions, including more than 50% of the top 100 U.S. Banks and more than 50% of the top 100 U.S. Credit Unions, based on total assets. As of December 31, 2025, it had 457 installed digital banking platform customers, with approximately 27.3 million account holders registered on its digital banking platform, on which End Users executed over $4.0 trillion in financial transactions during 2025. As of December 31, 2025, it had 2,549 employees, of which 2,548 were full-time employees, 1,664 employed in the United States and 884 employed outside of the United States. Its key solution offerings include a digital banking platform, Q2 Innovation Studio, risk and fraud solutions, digital lending and relationship pricing solutions, and Helix. Its digital banking platform supports retail, small to medium business and commercial functionality across digital channels through a single technology platform. Helix is its cloud-native core processing and banking-as-a-service platform designed to support financial institutions and FinTechs seeking to incorporate banking products and services into their digital offerings.

Written from the business description in Q2 Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 11 February 2026. Every sentence was checked against that document before publication.

Growth
USD 794.8M
Revenue, FY2025 · full 14-year series below
Revenue $M Net income $M
FY2025 · Revenue 794.8 · Net income 52.0
400M-50M-100M20122014201620182020202220242025
Compound annual growth
+12.0%
+14.6%
+22.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +14.6% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
7 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 5.0% · Net 6.5%
2%4%6%-10%-20%-30%20122014201620182020202220242025
ROE
FY2025 · ROE 8.8%
-50%20122014201620182020202220242025

Each USD of equity produced 9 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 194.7
80M160M-10M-20M20122014201620182020202220242025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks -2.0
-5M-10M202320242025

Total assetsUSD 1.3B
EquityUSD 661.8M
CashUSD 367.6M
Current ratio1.02×

Equity funds 52% of total assets.

The 14-year record
14 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012
Revenue $B0.80.70.60.60.50.40.30.20.20.20.10.10.10.0
Operating income $B0.0−0.0−0.1−0.1−0.1−0.1−0.1−0.0−0.0−0.0−0.0−0.0−0.0−0.0
EBITDA $B0.10.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0
Income tax $B0.00.00.00.00.00.0−0.0−0.0−0.00.00.00.00.00.0
Net income $B0.1−0.0−0.1−0.1−0.1−0.1−0.1−0.0−0.0−0.0−0.0−0.0−0.0−0.0
Free cash flow $B0.20.10.10.00.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0
EPS, diluted $0.80−0.64−1.12−1.90−2.00−2.65−1.53−0.83−0.63−0.92−0.67−0.67−1.51−0.77
Dividend / sh $··············
Payout %··············
ROE %8.8−8.0−15.1−22.0−18.6−26.9−26.3−26.7−25.3−33.3−25.5−92.1··
Shares out B0.060.060.060.060.060.060.050.040.040.040.040.030.01·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 68 reconciliationsAUDITED

Reconciled in 14 of 19 fiscal years. 27 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Prepackaged Software
Listed onNYSE
Incorporated innot stated in the filings
Fiscal year endsDecember 31
Data on record since2012

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