Repay Holdings Corp. RPAY

What this company does

Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It is headquartered in Atlanta, Georgia. As of December 31, 2025, it employed approximately 486 full-time employees throughout the U.S., with 4 office locations with an employee presence and a remote employee presence throughout the U.S. Its top 10 clients, with an average tenure of approximately seven years, contributed approximately 19% and 20% of its total gross profit during the years ended December 31, 2025 and 2024, respectively. It reports its financial results based on two reportable segments, Consumer Payments and Business Payments. Its Consumer Payments segment provides payment processing solutions, including debit and credit card processing, ACH processing and other electronic payment acceptance solutions, as well as its loan disbursement product and its clearing and settlement solutions offering, which enable clients to collect payments and disburse funds to consumers; this segment represented approximately 85% of its total revenue after any intersegment eliminations for the year ended December 31, 2025. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions, which enable clients to collect or send payments to other businesses; this segment represented approximately 15% of its total revenue after any intersegment eliminations for the year ended December 31, 2025. Repay Holdings Corporation was incorporated as a Delaware corporation on July 11, 2019, with its legacy business founded in 2006 as M & A Ventures, LLC, doing business as REPAY: Realtime Electronic Payments.

Written from the business description in Repay Holdings Corp's annual report to the U.S. Securities and Exchange Commission, filed 9 March 2026. Every sentence was checked against that document before publication.