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MARKETS / NASDAQ / SEZL
NASDAQ · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Sezzle Inc. SEZL

6 fiscal years on record · USD · FY2025 reported · SEC filings only
$235.9M
▲ 69.2% YoY
$133.1M
▲ 69.5% YoY
$209.3M
▲ 60.3% YoY
In brief

What this company does

Sezzle Inc. operates a digital shopping and payments platform that provides consumers a flexible alternative to traditional credit. Through the Sezzle Platform, the company extends credit to consumers at the point of sale, allowing them to purchase and receive merchandise at the time of sale while paying for it in installments over time. Its flagship product, "pay-in-four," allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter, over a total of six weeks. It operates in the United States and Canada. As of December 31, 2025, it had 201 employees across the United States and Canada. In June 2020, the company elected to become a Delaware public benefit corporation. Sezzle Inc. launched its platform in 2017.

Written from the business description in Sezzle Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth
USD 235.9M
Revenue, FY2025 · full 6-year series below
Revenue $M Net income $M
FY2025 · Revenue 235.9 · Net income 133.1
80M160M-40M202020212022202320242025
Compound annual growth
+170.2%
+32.0%
+500.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +32.0% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
56 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 74.9% · Net 56.4%
20%40%60%-100%-200%-300%202020212022202320242025
ROE
FY2025 · ROE 103.3%
50%100%-50%-100%-150%202020212022202320242025

Each USD of equity produced 103 cents of profit this year.

Cash & shareholders
USD 60.9M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 209.3
80.0M160.0M-25.0M-50.0M202020212022202320242025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks 60.9
25.0M50.0M-20.0M-40.0M202020212022202320242025

USD 60.9M in buybacks — 46% of the year's profit went back to shareholders.

Total assetsUSD 400.2M
EquityUSD 169.8M
CashUSD 64.1M
Current ratio3.92×

Equity funds 42% of total assets.

The 6-year record
6 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020
Revenue $B0.20.10.10.00.10.1
Operating income $B0.20.10.0−0.0−0.1−0.0
EBITDA $B0.20.10.0−0.0−0.1−0.0
Income tax $B0.0−0.00.00.00.00.0
Net income $B0.10.10.0−0.0−0.1−0.0
Free cash flow $B0.20.1−0.00.0−0.1−0.0
EPS, diluted $3.722.191.25−7.00−0.38−0.17
Dividend / sh $······
Payout %······
ROE %103.3142.945.9−163.4−153.8−54.0
Shares out B0.030.030.010.010.200.20

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 24 reconciliationsAUDITED

Reconciled in 6 of 19 fiscal years. 52 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Business Services, NEC
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2020

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