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BALCAO · SERVICES-BUSINESS SERVICES, NEC · SMALL CAP

Sparta Commercial Services, Inc. SRCO

16 fiscal years on record · USD · FY2025 reported · SEC filings only
$345,312
▲ 46.6% YoY
$-2.9M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

We operate as a multi-disciplined parent corporation across four primary business sectors: FinTech Services, Financial Services, E-Commerce & Mobile Technology, and Health and Wellness. Sparta’s origins are in the Powersports consumer finance industry, historically providing retail installment loans and leases through authorized motorcycle dealerships in 33 states, supported by financing lines of credit from institutional lenders. In 2007, we launched our Municipal Financing program (www.spartamunicipal.com), which continues to operate and has provided financing to over 100 jurisdictions nationwide. Our E-Commerce & Mobile Technology segment operates through iMobile Solutions, Inc. (“iMS”), formerly Specialty Reports, Inc.

Written from the business description in Sparta Commercial Services, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 August 2026. Every sentence was checked against that document before publication.

Growth

USD 345,312.00
Revenue, FY2025 · full 16-year series below
Revenue $M Net income $M
FY2025 · Revenue 0.3 · Net income -2.9
0.5M1.0M-2.0M-4.0M
201020132016201920222025
Compound annual growth
+10.4%
+5.9%
−5.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +5.9% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

−826 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -611.8% · Net -826.4%
-500%
201020172025
ROE

Not applicable: equity was zero or negative in this period, so return on equity has no meaning.

Three returns, three denominators.
Return on equityNot applicable: equity was zero or negative in this period, so return on equity has no meaning.
Return on capital employedNot applicable: capital employed was zero or negative in this period, so return on capital employed has no meaning.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2015 · FCF -1.7
-1M-2M
201020172025

Total assetsUSD 161,734.00
EquityUSD -13.3M
CashUSD 118,131.00
Gross debtUSD 9.3M
Net debtUSD 9.2M
Current ratio0.01×

Equity was zero or negative — liabilities equaled or exceeded assets. No ratio is shown.

The 16-year record

16 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
SRCO, 16-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010
Revenue $B0.00.00.00.00.00.00.00.00.00.00.0◌◌◌0.00.0
Operating income $B−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0
EBITDA $B◌◌◌◌◌◌−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0
Income tax $B◌◌◌◌◌◌◌◌◌◌◌◌◌0.00.0◌
Net income $B−0.0−0.0−0.00.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0
Free cash flow $B◌◌◌◌◌◌◌◌◌◌−0.0−0.0−0.0−0.0−0.0◌
EPS, diluted $−0.06−0.06−0.020.05−0.16−0.32−0.13−0.00−0.01−0.01−0.03−0.190.19−0.24−0.27−0.63
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Payout % — not applicable: no dividend————————————————
ROE % — not applicable: negative equity————————————————
Shares out B0.050.040.030.020.020.010.000.000.620.580.420.040.020.010.010.01

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 2 failures in 74 reconciliationsAUDITED

Reconciled in 14 of the 16 fiscal years we could check. Six checks were skipped: the balance sheet is not tagged before 2010. Four checks were skipped: cost of revenue is not tagged before 2011. Three checks were skipped: EPS is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency2 failures
ActivityServices-Business Services, NEC
Listed onOTC market
Incorporated innot stated in the filings
Fiscal year endsApril 30
SEC categorysmaller reporting company
Data on record since2010

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