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MARKETS / NYSE / TRU
NYSE · SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES · LARGE CAP

TransUnion TRU

13 fiscal years on record · USD · FY2025 reported · SEC filings only
$4.6B
▲ 9.4% YoY
$455.4M
▲ 60.1% YoY
$661.6M
▲ 28.0% YoY
In brief

What this company does

TransUnion provides solutions that enable businesses to manage and measure credit risk, market to new and existing customers, verify consumer identities and mitigate fraud. It has a global presence in over 30 countries and territories across North America, Latin America, Europe, Africa, India and Asia Pacific. It employed approximately 13,500 employees as of December 31, 2025. It manages its business and reports its financial results in two reportable segments, U.S. Markets and International, and also reports expenses for Corporate, which provides shared services and conducts enterprise functions. Its U.S. Markets segment provides data, analytics and actionable insights to businesses and consumers. Its International segment provides services similar to the U.S. Markets segment to businesses in select regions outside the United States. TransUnion traces its founding to 1968, when it began as a provider of regional credit reporting services.

Written from the business description in TransUnion's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth
USD 4.6B
Revenue, FY2025 · full 13-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.6 · Net income 0.5
2B4B2013201520172019202120232025
Compound annual growth
+7.2%
+12.6%
+11.7%
+19.6%
+5.8%
+54.4%
+18.9%
+5.3%
+50.1%
+4.8%
+43.7%
+68.2%
+45.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +12.6% a year over five years — but profit grew slower: net income at +5.8%, earnings per share at +5.3%.

The share count rose from 0.19B to 0.19B over the period.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
10 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 18.7% · Net 10.3%
20%40%2013201520172019202120232025
ROE
FY2025 · ROE 10.5%
20%40%-2%-4%2013201520172019202120232025

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders
USD 370.0M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 661.6
250.0M500.0M2013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends 90.5 · Net buybacks 279.5
200MDividendsNet buybacks2013201520172019202120232025

USD 90.5M in dividends and USD 279.5M in buybacks — 81% of the year's profit went back to shareholders.

Total assetsUSD 11.1B
EquityUSD 4.4B
CashUSD 853.6M
Gross debtUSD 5.3B
Net debtUSD 4.4B
Current ratio1.75×

Net debt stands at 100% of equity.

The 13-year record
13 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013
Revenue $B4.64.23.83.73.02.52.52.31.91.71.51.31.2
Operating income $B0.90.70.10.60.70.50.50.50.50.30.20.10.2
EBITDA $B1.00.80.20.70.80.60.60.60.50.40.30.20.2
Income tax $B0.20.10.00.10.10.10.10.1−0.10.10.00.00.0
Net income $B0.50.3−0.20.31.40.30.30.30.40.10.0−0.0−0.0
Free cash flow $B0.70.50.3−0.00.60.60.60.40.30.30.2−0.00.1
EPS, diluted $2.321.45−1.071.387.201.791.811.452.320.650.04−0.09−0.24
Dividend / sh $0.460.420.420.40·0.07·0.07·····
Payout %2029−4029517161500··−0
ROE %10.56.9−5.06.643.114.316.815.328.59.30.6−2.1−5.3
Shares out B0.190.190.190.190.190.190.190.190.180.180.180.150.11

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 55 reconciliationsAUDITED

Reconciled in 14 of 19 fiscal years. 33 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Consumer Credit Reporting, Collection Agencies
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2012

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