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MARKETS / NASDAQ / UPBD
NASDAQ · SERVICES-EQUIPMENT RENTAL & LEASING, NEC · LARGE CAP

Upbound Group, Inc. UPBD

18 fiscal years on record · USD · FY2025 reported · SEC filings only
6 YEARS OF DIVIDEND GROWTH
$4.7B
▲ 8.7% YoY
$73.2M
▼ 40.7% YoY
$238.7M
▲ 392.7% YoY
In brief

What this company does

Upbound Group, Inc. provides consumers access to, and the opportunity to obtain ownership of, brand name durable products under a lease-purchase agreement that carries no long-term debt obligation. As of December 31, 2025, it employed a total of 12,050 coworkers, with 10,290 in its U.S. operations including Puerto Rico, 1,050 in its Mexico operations, and 710 at its corporate facilities. It reports financial operating performance under four operating segments: Acima, covering its third-party retailer business through virtual and staffed models; Rent-A-Center, covering its company-owned and franchise stores and e-commerce platform; and the Brigit and Mexico segments. The Brigit segment offers financial health products and tools through mobile and web applications, including Finance Helper, Deals & Offers, Instant Cash, Credit Builder, and Identity Theft Protection. Upbound Group, Inc. was incorporated in the State of Delaware in 1986.

Written from the business description in Upbound Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 23 February 2026. Every sentence was checked against that document before publication.

Growth
USD 4.7B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.7 · Net income 0.1
2.0B4.0B-0.4B-0.8B2008201120142017202020232025
Compound annual growth
+3.4%
+10.8%
+3.7%
+3.7%
+81.0%
−18.8%
−5.5%
+81.2%
−19.6%
−4.8%
+4.7%
+5.7%
+5.0%
+18.6%
−16.8%
+2.0%
+5.6%
+1.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +10.8% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
2 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 4.8% · Net 1.6%
5%10%-10%-20%-30%2008201120142017202020232025
ROE
FY2025 · ROE 11.1%
20%40%-50%-100%2008201120142017202020232025

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders
USD 87.9M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 238.7
200.0M400.0M-25.0M-50.0M2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 87.9 · Net buybacks -0.6
200M400MDividendsNet buybacks2008201120142017202020232025

USD 87.9M in dividends — 120% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 3.3B
EquityUSD 695.7M
CashUSD 120.5M

Equity funds 21% of total assets.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B4.74.34.04.24.62.82.72.72.73.03.33.23.13.12.92.72.82.9
Operating income $B0.20.30.20.10.30.20.30.1−0.1−0.1−1.00.20.20.30.30.30.30.3
EBITDA $B0.30.40.20.20.30.30.30.10.00.0−0.90.30.30.40.40.40.40.3
Income tax $B0.00.10.10.00.10.00.10.0−0.1−0.0−0.10.00.00.10.10.10.10.1
Net income $B0.10.1−0.00.00.10.20.20.00.0−0.1−1.00.10.10.20.20.20.20.1
Free cash flow $B0.20.00.10.40.30.20.20.20.00.30.2−0.10.00.10.20.10.30.3
EPS, diluted $1.252.21−0.090.212.023.733.100.160.12−1.98−17.971.812.333.032.642.602.522.08
Dividend / sh $1.561.501.391.361.271.180.540.000.160.320.960.930.860.690.440.120.000.00
Payout %12067−1604641533080193−24−550362116500
ROE %11.120.8−1.02.424.439.646.63.02.5−32.4−107.67.19.212.812.113.214.412.9

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 69 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Equipment Rental & Leasing, NEC
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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