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NASDAQ · SERVICES-BUSINESS SERVICES, NEC · SMALL CAP

Wise Group PLC WSE

3 fiscal years on record · USD · FY2025 reported · SEC filings only
$2.5B
▲ 19.2% YoY
$498.7M
▼ 9.4% YoY
$7.5B
▲ 32.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Wise Group plc offers a range of cross-border transaction services that let customers send money internationally or convert currencies through its Wise Account and Wise Business products. As of March 31, 2026, it employed over 8,000 people, from 130 nationalities, working in 11 key locations around the world. The Wise Group spans approximately 53 subsidiaries across 24 countries. It markets its services through three product offerings: Wise Account for personal customers, Wise Business for small and medium-sized businesses, and Wise Platform for banks, financial institutions and enterprises. Wise Account is the company's solution for individual customers to send, spend, hold and get paid in one or more currencies. Launched in 2017 with a focus on micro businesses and sole traders, Wise Business delivers the benefits of the company's infrastructure to small and medium businesses, entrepreneurs and freelancers across 79 countries. With Wise Platform, banks, financial institutions and enterprises can integrate into the company's global payment infrastructure, allowing these institutional partners to send and receive payments on behalf of their customers or embed its services into their platform. Wise Group plc was originally incorporated in June 2025 as a public limited company under the laws of Jersey, registered number 160362.

Written from the business description in Wise Group plc's annual report to the U.S. Securities and Exchange Commission, filed 25 June 2026. Every sentence was checked against that document before publication.

Growth

USD 2.5B
Revenue, FY2025 · full 3-year series below
Revenue $B Net income $B
FY2025 · Revenue 2.5 · Net income 0.5
1B2B
202320242025
Compound annual growth
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

20 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 23.6% · Net 19.9%
10%20%30%
202320242025
ROE
FY2025 · ROE 27.2%
20%40%
202320242025
Three returns, three denominators.

Each USD of equity produced 27 cents of profit this year.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 7.5
3B6B
202320242025

Total assetsUSD 33.3B
EquityUSD 1.9B
CashUSD 27.8B
Gross debtUSD 334.7M
Net debtUSD -27.5B
Current ratio1.07×

The company holds more cash than debt.

The 3-year record

3 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
WSE, 3-year financial record
Metric 202520242023
Revenue $B2.52.11.8
Operating income $B0.60.70.7
EBITDA $B0.60.70.7
Income tax $B0.20.20.2
Net income $B0.50.60.5
Free cash flow $B7.55.74.1
EPS, diluted $48.4352.6347.81
Dividend / sh $◌◌◌
Payout % — not applicable: no dividend———
ROE %27.237.943.0

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 3 failures in 10 reconciliationsAUDITED

No fiscal year had a computed check that closed clean. 34 checks were skipped: the balance sheet is not tagged before 2024. 16 checks were skipped: EPS is not tagged before 2023.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency3 failures
ActivityServices-Business Services, NEC
Listed onNASDAQ
Incorporated inoutside the United States — SEC code Y9
Fiscal year endsMarch 31
Data on record since2023

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