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NYSE · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Western Union Co. WU

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$4.1B
▼ 3.8% YoY
$499.6M
▼ 46.5% YoY
$505.2M
▲ 36.9% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Western Union offers money transfer services in more than 200 countries and territories, through both retail and digital money transfer channels. As of December 31, 2025, its businesses employed approximately 9,600 individuals, of which approximately 1,600 were located inside the United States. The company operates through two segments: Consumer Money Transfer and Consumer Services. Consumer-to-consumer money transfers are the core of the business, representing 87% of total consolidated revenues for 2025. Consumer Services revenue represented 13% of total consolidated revenues for 2025. The Western Union Company is a Delaware corporation.

Written from the business description in THE WESTERN UNION COMPANY's annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

USD 4.1B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.1 · Net income 0.5
2B4B
2007201020132016201920222025
Compound annual growth
−3.3%
−3.5%
−3.0%
−1.6%
−18.1%
−7.7%
−13.4%
−3.2%
−0.6%
+0.7%
+0.0%
+0.9%
+4.2%
+9.2%
−9.1%
−2.2%
−3.2%
−1.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −3.5% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

12 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 18.7% · Net 12.3%
10%20%-5%-10%
200720162025
ROE
FY2025 · ROE 51.9%
500%1000%1500%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 52 cents of profit this year.

Cash & shareholders

USD 543.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 0.5
0.5B1.0B
200720162025
Net buybacks $B Dividends $B
FY2025 · Dividends 0.3 · Net buybacks 0.2
0.5B1.0BDividendsNet buybacks
2007201020132016201920222025

USD 309.0M in dividends and USD 234.6M in buybacks — 109% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 8.3B
CashUSD 1.2B
Gross debtUSD 2.9B
Net debtUSD 1.7B

Net debt stands at 172% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
WU, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B4.14.24.44.55.14.85.35.65.55.45.55.65.55.75.55.25.15.34.9
Operating income $B0.80.70.80.91.11.00.91.10.50.51.11.11.11.31.41.31.31.41.3
EBITDA $B0.80.80.90.91.21.01.01.40.70.81.41.41.41.61.61.51.41.41.4
Income tax $B0.1−0.30.10.10.10.10.30.10.90.10.10.10.10.10.10.20.30.30.4
Net income $B0.50.90.60.90.80.71.10.9−0.60.30.80.90.81.01.20.90.80.90.9
Free cash flow $B0.50.40.80.51.00.80.90.70.71.01.01.01.01.11.10.91.21.21.0
EPS, diluted $1.522.741.682.341.971.792.461.87−1.190.511.621.591.431.691.841.361.211.241.11
Dividend / sh $0.940.940.940.940.940.900.800.760.700.640.620.500.500.420.310.250.060.04◌
Payout %6234564047503240−58123383135251718533
ROE %51.9129.0130.9218.5297.2————21.961.970.978.1111.8157.8194.4——1690.9
Shares out B0.320.340.350.370.390.410.420.440.460.480.500.520.550.570.620.650.690.71◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 56 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. One check was skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityServices-Business Services, NEC
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2007

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