Exzeo Group, Inc. XZO

What this company does

Exzeo Group, Inc. provides insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of software and data analytics applications. As of December 31, 2025, the company employed approximately 354 full-time employees, the majority of whom are based in the United States. Through the Exzeo Platform, it provides services in states where its customers have active operations, including Florida, Connecticut, Georgia, Massachusetts, Montana, North Carolina, New Jersey, New Mexico, Nevada, Rhode Island, South Carolina, South Dakota, and Utah. The Exzeo Platform is organized into three core components: advanced underwriting solutions, data analytics solutions, and insurance management solutions. Through its insurance management solutions, the company provides front-end insurance operations, including policy issuance and renewal, endorsements, underwriting support, policy administration, and claims management. Exzeo was originally established in 2012 as the technology and innovation division of HCI, a publicly traded Florida corporation listed on the NYSE under the symbol HCI with operations in homeowners insurance, reinsurance, real estate, and information technology, and remains a majority owned subsidiary of HCI. Exzeo Group, Inc. was incorporated in the State of Florida on July 21, 2020 as TypTap Insurance Group, Inc., and changed its name to Exzeo Group, Inc. in February 2025.

Written from the business description in Exzeo Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.