NYSE · SERVICES-PREPACKAGED SOFTWARE
Exzeo Group, Inc. XZO
3 fiscal years on record · USD · FY2025 reported · SEC filings only
In brief
What this company does
Written from the business description in Exzeo Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.
Growth
USD 217.0M
Revenue, FY2025 · full 3-year series below
Revenue $M
Net income $M
FY2025 · Revenue 217.0 · Net income 82.7
Compound annual growth
3 yrs
5 yrs
10 yrs
15 yrs
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
38 cents
of every revenue dollar became profit
Operating margin
Net margin
FY2025 · Operating 48.8% · Net 38.1%
ROE
FY2025 · ROE 61.4%
Each USD of equity produced 61 cents of profit this year.
The 3-year record
3 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue $B | 0.2 | 0.1 | 0.1 |
| Operating income $B | 0.1 | 0.0 | 0.0 |
| EBITDA $B | 0.1 | 0.0 | 0.0 |
| Income tax $B | 0.0 | 0.0 | −0.0 |
| Net income $B | 0.1 | 0.0 | 0.0 |
| Free cash flow $B | 0.1 | 0.0 | 0.0 |
| EPS, diluted $ | 0.99 | 0.44 | 0.15 |
| Dividend / sh $ | · | · | · |
| Payout % | · | · | · |
| ROE % | 61.4 | 292.3 | · |
| Shares out B | 0.09 | 0.08 | · |
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
Provenance
Company facts, as filed
How we verify · 0 failures · 1 divergences in 13 reconciliationsAUDITED
Reconciled in 2 of 19 fiscal years. 1 of those reconciliations are divergences — the figures exist but don't fit the formula this check expects; that isn't the same as an error. 82 checks could not be computed.
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures1 divergent
ActivityServices-Prepackaged Software
Listed onNYSE
Incorporated inFlorida
Fiscal year endsDecember 31
SEC categoryemerging growth company
Data on record since2023