RY vs VBNK
Royal Bank of Canada and VersaBank, side by side — 6 fiscal years reported in CAD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | RY | VBNK |
|---|---|---|
| Revenue | CAD 66.6B | CAD 124.6M |
| Net income | CAD 20.4B | CAD 28.5M |
| Gross margin | — | — |
| Net margin | 30.6% | 22.8% |
| Return on equity | 15.3% | — |
| Diluted EPS | CAD 14.07 | — |
| Dividend / share | — | CAD 0.10 |
| Payout ratio | 41.8% | 11.4% |
| Free cash flow | — | CAD 43.5M |
| Equity | CAD 139.1B | — |
| Net debt / equity | — | — |
| Current ratio | — | — |
| Revenue CAGR 5y | 7.1% | 18.1% |
| Profit CAGR 5y | 12.2% | 8.0% |
RY bills 534.4× the revenue of VBNK, and keeps more of each dollar of revenue as profit (30.6% against 22.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
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Revenue by year
6 years side by side
| Fiscal year | RY | VBNK |
|---|---|---|
| FY2025 | CAD 66.6B | CAD 124.6M |
| FY2024 | CAD 57.3B | CAD 111.6M |
| FY2023 | CAD 51.5B | CAD 108.6M |
| FY2022 | CAD 49.0B | CAD 82.4M |
| FY2021 | CAD 49.7B | CAD 65.4M |
| FY2020 | CAD 47.2B | CAD 54.2M |
Net income by year
Bottom line
| Fiscal year | RY | VBNK |
|---|---|---|
| FY2025 | CAD 20.4B | CAD 28.5M |
| FY2024 | CAD 16.2B | CAD 39.7M |
| FY2023 | CAD 14.6B | CAD 42.2M |
| FY2022 | CAD 15.8B | CAD 22.7M |
| FY2021 | CAD 16.0B | CAD 22.4M |
| FY2020 | CAD 11.4B | CAD 19.4M |
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