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MARKETS / NYSE / RY
NYSE · COMMERCIAL BANKS, NEC

Royal Bank of Canada RY

9 fiscal years on record · CAD · FY2025 reported · SEC filings only
CAD 66.6B
▲ 16.1% YoY
CAD 20.4B
▲ 25.5% YoY
In brief

What this company does

Royal Bank of Canada serves more than 19 million clients in Canada, the U.S. and 27 other countries. Its workforce numbers more than 100,000 employees. The business segments are Personal Banking, Commercial Banking, Wealth Management, Insurance and Capital Markets, and they are supported by Corporate Support. The Bank and the subsidiaries Royal Trust Corporation of Canada, The Royal Trust Company, Royal Bank Mortgage Corporation and RBC Investor Services Trust are member institutions of the Canada Deposit Insurance Corporation. Banking activities in the United States are conducted at CNB and RBC Bank (Georgia), National Association, which take retail deposits and offer retail and commercial banking services, including consumer lending products and business and commercial loans. Securities brokerage, trading and investment banking in the United States are conducted through broker-dealer subsidiaries that include RBC Capital Markets, LLC and City National Securities, Inc.

Written from the business description in ROYAL BANK OF CANADA's annual report to the U.S. Securities and Exchange Commission, filed 3 December 2025. Every sentence was checked against that document before publication.

Growth
CAD 66.6B
Revenue, FY2025 · full 9-year series below
Revenue CAD B Net income CAD B
FY2025 · Revenue 66.6 · Net income 20.4
25.0B50.0B201720182019202020212022202320242025
Compound annual growth
+10.8%
+7.1%
+8.8%
+12.2%
+8.4%
+12.5%
−10.3%
−1.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +7.1% a year over five years — but profit grew faster: net income at +12.2%, earnings per share at +12.5%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
31 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Net 30.6%
10%20%30%201720182019202020212022202320242025
ROE
FY2025 · ROE 15.3%
5%10%15%201720182019202020212022202320242025

Each CAD of equity produced 15 cents of profit this year.

Cash & shareholders
CAD 8.5B
returned in FY2025 · dividends + net buybacks
Net buybacks CAD B Dividends CAD B
FY2025 · Dividends 8.5 · Net buybacks —
4B8BDividendsNet buybacks201720182019202020212022202320242025

CAD 8.5B in dividends — 42% of the year's profit went back to shareholders.

Total assetsCAD 2.33T
EquityCAD 139.1B
CashCAD 37.0B
DepositsCAD 39.6B

Equity funds 6% of total assets.

The 9-year record
9 fiscal years
Every figure from documents filed with the SEC · CAD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017
Revenue CAD B66.657.351.549.049.747.246.042.640.7
Operating income CAD B·········
EBITDA CAD B·········
Income tax CAD B5.33.63.64.34.63.03.03.33.2
Net income CAD B20.416.214.615.816.011.412.912.411.4
EPS, diluted CAD 14.0711.2510.3211.0611.067.828.758.367.56
Dividend / sh CAD ·········
Payout %424951444055474546
ROE %15.313.413.115.317.313.415.716.115.5

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Compare

This company against its peers

Provenance
Company facts, as filed
How we verify · 0 failures in 28 reconciliationsAUDITED

Reconciled in 10 of 19 fiscal years. 29 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityCommercial Banks, NEC
Listed onNYSE
Incorporated inoutside the United States — SEC code A6
Fiscal year endsOctober 31
Data on record since2016

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