MARKETS / NASDAQ / ACGL
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Arch Capital Group Ltd. ACGL

18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$19.9B
▲ 14.3% vs FY2024
EPS · FY25
$11.60
Dividend / sh · FY25
$5.00
Payout · FY25
ROE · FY25
19.5%
Net margin · FY25
22.1%
Dividend coverage
2.3×
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Result
USD 19.9B
Revenue, FY2025 · full 18-year series below
Revenue Net income
510152019.94.42008201120142017202020232025
510152019.94.42016201920222025

22 cents of every revenue dollar became profit this year.

Per share
USD 11.60
Diluted EPS, FY2025
EPS Dividend
48125.0011.602008201120142017202020232025
48125.0011.602016201920222025

Earnings covered the dividend 2.3 times — the rest stayed in the company.

Profitability
19.5%
Return on equity, FY2025
ROE
816243219.5%2008201120142017202020232025
816243219.5%2016201920222025
Operating margin25.9%
Net margin22.1%
Return on assets5.9%

Each USD of equity produced 20 cents of profit this year.

Returned to shareholders
USD 1.9B
returned in FY2025 · dividends + net buybacks
Dividends paid
Net buybacksUSD 1.9B
Share of profit42.9%
Consecutive raises

USD 1.9B in buybacks — 43% of the year's profit went back to shareholders.

Growth
+18.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+27.5%
+18.6%
+17.6%
+12.9%
Net income
+43.9%
+25.6%
+23.4%
+11.6%
EPS, diluted
+45.1%
+28.4%
Returned to shareholders
+47.7%
+86.6%
+17.9%
+6.5%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.36B
Shares outstanding, FY2025
0.160.362008201120142017202020232025
0.370.362016201920222025
Change, 5 years−11.7%
Change, 10 years

The share count shrank 12% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 79.2B
total assets, end of FY2025
Total assetsUSD 79.2B
EquityUSD 24.2B
CashUSD 993.0M

Equity funds 31% of total assets.

History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
19.9
17.4
13.6
9.6
9.2
8.5
6.9
5.5
5.6
4.5
3.9
4.0
3.5
3.5
3.1
3.2
3.5
3.0
Operating income $B
5.2
4.7
3.6
1.6
2.4
1.6
1.8
0.8
0.8
0.9
0.6
0.8
0.7
0.6
0.4
0.9
0.9
·
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.8
0.4
−0.9
0.1
0.1
0.1
0.2
0.1
0.1
0.0
0.0
0.0
0.0
−0.0
−0.0
0.0
0.0
0.0
Net income $B
4.4
4.3
4.4
1.5
2.2
1.4
1.6
0.8
0.6
0.7
0.5
0.8
0.7
0.6
0.4
0.8
0.9
0.3
EPS, diluted $
11.60
11.19
11.62
3.80
5.23
3.32
3.87
1.73
1.36
1.78
4.09
6.02
5.07
4.03
2.97
5.18
4.58
4.09
Dividend / sh $
5.00
5.00
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
ROE %
19.5
22.0
28.4
11.2
16.2
11.4
15.6
8.1
7.1
9.6
8.8
14.2
13.1
12.2
9.5
·
·
·
Shares out B
0.36
0.38
0.37
0.37
0.38
0.41
0.41
0.40
0.39
0.37
0.12
0.13
0.13
0.13
0.13
0.14
0.16
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
35 of 35
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed