NASDAQ · INSURANCE AGENTS, BROKERS & SERVICE · LARGE CAP
Enact Holdings, Inc. ACT
7 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.2B
▲ 2.8% vs FY2024
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$4.52
Dividend / sh · FY25
$0.81
Payout · FY25
18%
ROE · FY25
13.0%
Net margin · FY25
54.6%
Dividend coverage
5.5×
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Result
USD 1.2B
Revenue, FY2025 · full 7-year series below
Revenue
Net income
55 cents of every revenue dollar became profit this year.
Per share
USD 4.52
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 5.5 times — the rest stayed in the company.
Profitability
13.0%
Return on equity, FY2025
ROE
Operating margin69.5%
Net margin54.6%
Return on assets10.1%
Each USD of equity produced 13 cents of profit this year.
Returned to shareholders
USD 503.2M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 120.8M
Net buybacksUSD 382.4M
Share of profit74.6%
Consecutive raises1 years
USD 120.8M in dividends and USD 382.4M in buybacks — 75% of the year's profit went back to shareholders.
Growth
+2.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+4.1%
+2.2%
Net income
−1.4%
+12.7%
EPS, diluted
+1.6%
+14.8%
Dividend / share
−19.1%
Returned to shareholders
+25.9%
+2.8%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.14B
Shares outstanding, FY2025
Change, 5 years−12.7%
Change, 10 years—
The share count shrank 13% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 6.9B
total assets, end of FY2025
Total assetsUSD 6.9B
EquityUSD 5.4B
CashUSD 582.5M
Gross debtUSD 744.5M
Net debtUSD 162.0M
Net debt stands at 3% of equity.
History
7 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
Revenue $B
1.2
1.2
1.2
1.1
1.1
1.1
1.0
Operating income $B
0.9
0.9
0.9
0.9
0.7
0.5
·
EBITDA $B
·
·
·
·
·
·
·
Income tax $B
0.2
0.2
0.2
0.2
0.1
0.1
0.2
Net income $B
0.7
0.7
0.7
0.7
0.5
0.4
0.7
EPS, diluted $
4.52
4.37
4.11
4.31
3.36
2.27
4.16
Dividend / sh $
0.81
0.71
1.33
1.54
·
·
·
Payout %
18
16
32
36
37
118
37
ROE %
13.0
14.3
15.2
17.2
13.7
9.6
19.1
Shares out B
0.14
0.15
0.16
0.16
0.16
0.16
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
13 of 13
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed