MARKETS / NYSE / AIZ

NYSE · INSURANCE CARRIERS, NEC · LARGE CAP

Assurant, Inc. AIZ

19 fiscal years on record · USD · FY2025 reported · SEC filings only

18 YEARS OF DIVIDEND GROWTH

Revenue

$12.8B

▲ 7.9% YoY

Net income

$872.7M

▲ 14.8% YoY

Free cash flow

$1.6B

▲ 43.8% YoY

In brief

What this company does

Assurant, Inc. partners with brands to safeguard and service connected devices, homes and automobiles. As of December 31, 2025, it had approximately 14,800 employees, representing more than 80 nationalities, with a presence in 21 markets globally. It operates in North America, Latin America, Europe and Asia Pacific through two operating segments, Global Lifestyle and Global Housing. Through its Global Lifestyle segment, it provides mobile device solutions, extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products, as well as vehicle protection services, commercial equipment protection and other related services. Through its Global Housing segment, it provides lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance, and renters insurance and other products. Assurant, Inc. was incorporated as a Delaware corporation in 2004.

Written from the business description in Assurant, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 19 February 2026. Every sentence was checked against that document before publication.

Growth

USD 12.8B

Revenue, FY2025 · full 19-year series below

Revenue $B Net income $B

FY2025 · Revenue 12.8 · Net income 0.9

Compound annual growth

Revenue

+7.9%

+6.0%

+2.2%

+2.8%

Net income

+46.7%

+14.6%

+19.9%

+7.9%

EPS, diluted

+49.7%

+19.4%

+23.5%

+13.6%

Dividend / share

+6.2%

+5.2%

+9.1%

+11.6%

Returned to shareholders

−13.2%

+0.9%

+2.0%

−1.5%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +6.0% a year over five years — but profit grew faster: net income at +14.6%, earnings per share at +19.4%.

The share count fell from 0.06B to 0.05B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

7 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 8.5% · Net 6.8%

ROE

FY2025 · ROE 15.9%

Gross margin—

Operating margin8.5%

Net margin6.8%

Return on assets2.4%

EBITDAUSD 1.3B

Each USD of equity produced 16 cents of profit this year.

Cash & shareholders

USD 472.1M

returned in FY2025 · dividends + net buybacks

Free cash flow $B

FY2025 · FCF 1.6

Net buybacks $M Dividends $M

FY2025 · Dividends 168.4 · Net buybacks 303.7

Dividends paidUSD 168.4M

Net buybacksUSD 303.7M

Share of profit54.1%

Consecutive raises18 years

USD 168.4M in dividends and USD 303.7M in buybacks — 54% of the year's profit went back to shareholders.

Total assetsUSD 36.3B

EquityUSD 5.9B

CashUSD 1.8B

Equity funds 16% of total assets.

The 19-year record

19 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Revenue $B	12.8	11.9	11.1	10.2	10.2	9.6	9.6	8.1	6.4	7.5	10.3	10.4	9.0	8.5	8.3	8.5	8.7	8.6	8.5
Operating income $B	1.1	0.9	0.8	0.3	0.8	0.6	0.5	0.3	0.4	0.8	0.2	0.7	0.8	0.8	0.7	0.9	0.8	·	·
EBITDA $B	1.3	1.2	1.0	0.5	0.9	0.7	0.6	0.5	0.6	1.0	0.3	0.9	0.9	0.9	0.8	1.0	0.9	·	·
Income tax $B	0.2	0.2	0.2	0.1	0.2	0.1	0.1	0.1	−0.1	0.3	0.1	0.3	0.3	0.3	0.2	0.3	0.3	0.1	0.4
Net income $B	0.9	0.8	0.6	0.3	1.4	0.4	0.4	0.3	0.5	0.6	0.1	0.5	0.5	0.5	0.5	0.3	0.4	0.4	0.7
Free cash flow $B	1.6	1.1	0.9	0.4	0.6	1.2	1.3	0.6	0.5	0.0	0.1	0.3	1.0	0.6	0.8	0.5	0.2	0.9	1.1
EPS, diluted $	16.93	14.46	11.95	5.05	22.66	6.98	5.84	3.98	9.39	9.13	2.05	6.44	6.30	5.67	5.51	2.50	3.63	3.76	5.38
Dividend / sh $	3.28	2.96	2.82	2.74	2.66	2.55	2.43	2.28	2.15	2.03	1.37	1.06	0.96	0.81	0.70	0.63	0.59	0.54	0.46
Payout %	19	21	24	54	12	35	40	53	23	22	67	16	15	14	13	25	16	14	8
ROE %	15.9	15.3	14.2	5.7	23.9	7.6	7.1	5.4	12.4	13.1	2.9	9.4	9.8	9.6	11.3	6.0	9.1	·	·
Shares out B	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.05	0.06	0.07	0.07	0.07	0.08	0.09	0.10	0.12	0.12	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 56 reconciliationsAUDITED

Reconciled in 19 of 19 fiscal years. 1 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityInsurance Carriers, NEC

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2007