NYSE · STATE COMMERCIAL BANKS · LARGE CAP
Ally Financial Inc. ALLY
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.2B
▲ 3.8% vs FY2024
EPS · FY25
$2.37
Dividend / sh · FY25
$1.20
Payout · FY25
44%
ROE · FY25
5.8%
Net margin · FY25
68.5%
Dividend coverage
2.0×
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Result
USD 1.2B
Revenue, FY2025 · full 17-year series below
Revenue
Net income
68 cents of every revenue dollar became profit this year.
Per share
USD 2.37
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.0 times — the rest stayed in the company.
Profitability
5.8%
Return on equity, FY2025
ROE
Operating margin84.5%
Net margin68.5%
Return on assets0.4%
Each USD of equity produced 6 cents of profit this year.
Returned to shareholders
USD 438.0M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 379.0M
Net buybacksUSD 59.0M
Share of profit51.4%
Consecutive raises—
USD 379.0M in dividends and USD 59.0M in buybacks — 51% of the year's profit went back to shareholders.
Growth
+10.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+11.1%
+10.6%
−12.7%
−9.7%
Net income
−20.8%
−4.7%
−4.1%
−1.3%
EPS, diluted
−22.2%
−3.8%
−1.1%
Dividend / share
+0.0%
+9.6%
Returned to shareholders
−40.1%
+2.1%
−16.3%
−6.8%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.31B
Shares outstanding, FY2025
Change, 5 years−17.7%
Change, 10 years−36.0%
The share count shrank 18% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 196.0B
total assets, end of FY2025
Total assetsUSD 196.0B
EquityUSD 15.5B
CashUSD 10.0B
Gross debtUSD 17.1B
Net debtUSD 7.0B
DepositsUSD 151.6B
Net debt stands at 45% of equity.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
1.2
1.2
1.0
0.9
0.9
0.8
0.7
5.8
5.8
5.4
4.9
4.7
4.3
4.5
3.4
5.7
6.2
Operating income $B
1.1
0.8
1.1
2.3
3.9
1.4
2.0
1.6
1.5
·
·
·
·
·
·
·
·
EBITDA $B
2.4
2.0
2.3
3.7
5.1
3.0
3.5
3.3
3.4
·
·
·
·
·
·
·
·
Income tax $B
0.2
0.2
0.1
0.6
0.8
0.3
0.2
0.4
0.6
0.5
0.5
0.3
−0.1
−0.9
0.0
0.1
0.1
Net income $B
0.9
0.7
1.0
1.7
3.1
1.1
1.7
1.3
0.9
1.1
1.3
1.1
0.4
1.2
−0.2
1.0
−10.3
EPS, diluted $
2.37
1.80
2.77
5.03
8.22
2.88
4.34
2.95
2.04
2.15
2.66
1.83
−1.64
0.96
−691.00
−1039.00
−21765.00
Dividend / sh $
1.20
1.20
1.20
1.20
0.88
0.76
0.68
0.56
0.40
0.16
0.00
0.00
·
·
·
·
·
Payout %
44
56
38
22
11
27
16
19
20
10
199
23
224
67
−522
122
−15
ROE %
5.8
4.8
7.2
11.5
19.3
7.5
12.4
9.4
6.9
8.0
8.9
7.8
2.1
6.1
−0.8
5.0
·
Shares out B
0.31
0.31
0.30
0.30
0.34
0.37
0.37
0.40
0.44
0.47
0.48
0.48
0.48
0.41
0.41
0.00
0.00
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed