MARKETS / NYSE / ALLY

NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Ally Financial Inc. ALLY

17 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$1.2B

▲ 3.8% YoY

Net income

$852.0M

▲ 27.5% YoY

In brief

What this company does

Ally Financial Inc. serves customers with deposits and securities brokerage and investment advisory services, as well as automotive financing and insurance offerings. It had $196.0 billion in assets as of December 31, 2025. As of December 31, 2025, the company had approximately 10,300 employees, consisting primarily of full-time employees in the United States. Its primary business lines are Dealer Financial Services, composed of its Automotive Finance and Insurance operations, and Corporate Finance. The company also includes a corporate finance business that offers capital for equity sponsors and middle-market companies. Corporate and Other primarily consists of centralized corporate treasury activities, including deposit operations, the management of the company's consumer mortgage portfolio, and the activity related to Ally Invest, Ally Lending and Ally Credit Card. Ally is a Delaware corporation and is registered as a BHC under the BHC Act and an FHC under the GLB Act. Total assets at Ally Bank were $184.6 billion, with total nonaffiliate deposits of $151.6 billion, as of December 31, 2025.

Written from the business description in Ally Financial Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 25 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.2B

Revenue, FY2025 · full 17-year series below

Revenue $B Net income $B

FY2025 · Revenue 1.2 · Net income 0.9

Compound annual growth

Revenue

+11.1%

+10.6%

−12.7%

−9.7%

Net income

−20.8%

−4.7%

−4.1%

−1.3%

EPS, diluted

−22.2%

−3.8%

−1.1%

Dividend / share

+0.0%

+9.6%

Returned to shareholders

−40.1%

+2.1%

−16.3%

−6.8%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +10.6% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

68 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 84.5% · Net 68.5%

ROE

FY2025 · ROE 5.8%

Gross margin—

Operating margin84.5%

Net margin68.5%

Return on assets0.4%

EBITDAUSD 2.4B

Each USD of equity produced 6 cents of profit this year.

Cash & shareholders

USD 438.0M

returned in FY2025 · dividends + net buybacks

Net buybacks $B Dividends $B

FY2025 · Dividends 0.4 · Net buybacks 0.1

Dividends paidUSD 379.0M

Net buybacksUSD 59.0M

Share of profit51.4%

Consecutive raises—

USD 379.0M in dividends and USD 59.0M in buybacks — 51% of the year's profit went back to shareholders.

Total assetsUSD 196.0B

EquityUSD 15.5B

CashUSD 10.0B

Gross debtUSD 17.1B

Net debtUSD 7.0B

DepositsUSD 151.6B

Net debt stands at 45% of equity.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	1.2	1.2	1.0	0.9	0.9	0.8	0.7	5.8	5.8	5.4	4.9	4.7	4.3	4.5	3.4	5.7	6.2
Operating income $B	1.1	0.8	1.1	2.3	3.9	1.4	2.0	1.6	1.5	·	·	·	·	·	·	·	·
EBITDA $B	2.4	2.0	2.3	3.7	5.1	3.0	3.5	3.3	3.4	·	·	·	·	·	·	·	·
Income tax $B	0.2	0.2	0.1	0.6	0.8	0.3	0.2	0.4	0.6	0.5	0.5	0.3	−0.1	−0.9	0.0	0.1	0.1
Net income $B	0.9	0.7	1.0	1.7	3.1	1.1	1.7	1.3	0.9	1.1	1.3	1.1	0.4	1.2	−0.2	1.0	−10.3
EPS, diluted $	2.37	1.80	2.77	5.03	8.22	2.88	4.34	2.95	2.04	2.15	2.66	1.83	−1.64	0.96	−691.00	−1039.00	−21765.00
Dividend / sh $	1.20	1.20	1.20	1.20	0.88	0.76	0.68	0.56	0.40	0.16	0.00	0.00	·	·	·	·	·
Payout %	44	56	38	22	11	27	16	19	20	10	199	23	224	67	−522	122	−15
ROE %	5.8	4.8	7.2	11.5	19.3	7.5	12.4	9.4	6.9	8.0	8.9	7.8	2.1	6.1	−0.8	5.0	·
Shares out B	0.31	0.31	0.30	0.30	0.34	0.37	0.37	0.40	0.44	0.47	0.48	0.48	0.48	0.41	0.41	0.00	0.00

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2009