NYSE · COMMERCIAL BANKS, NEC · LARGE CAP
Credicorp Ltd. BAP
10 fiscal years on record · PEN · FY2024 reported
SEC FILINGS ONLY3 YEARS OF DIVIDEND GROWTH
Revenue · FY2024
PEN 27.5B
▲ 7.0% vs FY2023
Dividend streak
3 yrs
Raised every year since 2022
EPS · FY24
PEN 69.09
Dividend / sh · FY24
PEN 35.00
Payout · FY24
67%
ROE · FY24
16.5%
Net margin · FY24
20.0%
Dividend coverage
2.0×
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Result
PEN 27.5B
Revenue, FY2024 · full 10-year series below
Revenue
Net income
20 cents of every revenue dollar became profit this year.
Per share
PEN 69.09
Diluted EPS, FY2024
EPS
Dividend
Earnings covered the dividend 2.0 times — the rest stayed in the company.
Profitability
16.5%
Return on equity, FY2024
ROE
Operating margin—
Net margin20.0%
Return on assets2.2%
Each PEN of equity produced 16 cents of profit this year.
Returned to shareholders
PEN 3.8B
returned in FY2024 · dividends + net buybacks
Dividends paidPEN 3.7B
Net buybacksPEN 110.9M
Share of profit68.6%
Consecutive raises3 years
PEN 3.7B in dividends and PEN 110.9M in buybacks — 69% of the year's profit went back to shareholders.
Growth
+6.9% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+12.2%
+6.9%
Net income
+15.3%
+5.2%
EPS, diluted
+15.4%
+5.2%
Dividend / share
+91.3%
+11.8%
Returned to shareholders
+102.1%
+17.3%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.01B
Shares outstanding, FY2024
Change, 5 years+0.5%
Change, 10 years—
The share count grew 1% in five years — the same company, cut into more, smaller slices.
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Balance sheet
PEN 256.1B
total assets, end of FY2024
Total assetsPEN 256.1B
EquityPEN 34.3B
CashPEN 47.6B
DepositsPEN 161.8B
Equity funds 13% of total assets.
History
10 fiscal years
Every figure from documents filed with the SEC · PEN
Metric
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue PEN B
27.5
25.7
20.9
19.5
18.4
19.7
18.0
17.6
16.8
15.8
Operating income PEN B
·
·
·
·
·
·
·
·
·
·
EBITDA PEN B
·
·
·
·
·
·
·
·
·
·
Income tax PEN B
2.2
1.9
2.1
1.7
−0.1
1.6
1.5
1.4
1.3
1.2
Net income PEN B
5.5
4.9
4.6
3.6
0.3
4.3
4.0
4.1
3.5
3.1
EPS, diluted PEN
69.09
61.08
58.32
44.99
4.36
53.53
49.99
51.35
44.15
38.84
Dividend / sh PEN
35.00
25.00
15.00
5.00
30.00
20.00
14.17
12.29
2.30
1.80
Payout %
67
41
26
11
690
37
28
24
19
17
ROE %
16.5
15.8
16.8
14.0
1.4
17.0
17.5
19.8
17.9
·
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
20 of 20
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed