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NYSE · STATE COMMERCIAL BANKS

Bank of Nova Scotia BNS

10 fiscal years on record · CAD · FY2025 reported · SEC filings only
4 YEARS OF DIVIDEND GROWTH
CAD 37.7B
▲ 12.1% YoY
CAD 7.8B
▲ 0.4% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Scotiabank offers a diverse range of products and services, including personal, commercial, corporate and investment banking. It had 86,431 full-time equivalent employees and a network of 2,128 branches and offices at the financial year end of October 31, 2025. Its operating segments are Canadian Banking, International Banking, Global Wealth Management, Global Banking and Markets, and Other. Canadian Banking provides financial advice and banking solutions to over 11 million customers through a network of 892 branches and 3,542 automated banking machines, alongside online, mobile and telephone banking, specialized sales teams and the self-directed service used by Tangerine customers. International Banking provides financial advice and solutions to over 8 million Retail, Commercial and GBM clients, across a presence that spans more than 12 countries, among them Mexico, Chile, Peru, Brazil, Uruguay and markets in the Caribbean. Global Wealth Management serves over 2 million investment fund and advisory clients and administers over $750 billion in assets. Global Banking and Markets provides corporate clients with lending and transaction services, investment banking advice and access to capital markets, serving clients in Canada, the United States, Latin America, Europe and Asia-Pacific.

Written from the business description in THE BANK OF NOVA SCOTIA's annual report to the U.S. Securities and Exchange Commission, filed 2 December 2025. Every sentence was checked against that document before publication.

Growth

CAD 37.7B
Revenue, FY2025 · full 10-year series below
Revenue CAD B Net income CAD B
FY2025 · Revenue 37.7 · Net income 7.8
15B30B
2016201920222025
Compound annual growth
+6.3%
+3.8%
−7.7%
+2.8%
−10.9%
+1.4%
+2.1%
+3.7%
+4.7%
+5.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.8% a year over the five years to FY2025 — but profit grew slower: net income at +2.8%, earnings per share at +1.4%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

21 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Net 20.6%
10%20%30%
201620202025
ROE
FY2025 · ROE 9.2%
5%10%
201620202025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each CAD of equity produced 9 cents of profit this year.

Cash & shareholders

CAD 5.9B
returned in FY2025 · dividends + net buybacks
Net buybacks CAD B Dividends CAD B
FY2025 · Dividends 5.9 · Net buybacks ·
2.5B5.0B
2016201720182019202020212022202320242025

CAD 5.9B in dividends — 75% of the year's profit went back to shareholders.

Total assetsCAD 1.46T
EquityCAD 86.9B
CashCAD 10.3B
DepositsCAD 36.9B

Equity funds 6% of total assets.

The 10-year record

10 fiscal years
Every figure from documents filed with the SEC · CAD
row low → row highnegative—not applicable◌not available in our data
BNS, 10-year financial record
Metric 2025202420232022202120202019201820172016
Revenue CAD B37.733.732.231.431.331.331.028.827.226.4
Operating income CAD B◌◌◌◌◌◌◌◌◌◌
EBITDA CAD B◌◌◌◌◌◌◌◌◌◌
Income tax CAD B2.82.02.22.82.91.52.52.42.02.0
Net income CAD B7.87.87.39.99.66.88.48.58.07.1
EPS, diluted CAD 5.675.875.728.027.705.306.686.826.495.77
Dividend / sh CAD 4.324.244.184.063.603.603.493.283.052.88
Payout %75737452486753494751
ROE %9.29.79.813.813.910.012.613.613.612.3

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

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Provenance

Company facts, as filed

How we verify · 0 failures in 29 reconciliationsAUDITED

Reconciled in 10 of the 10 fiscal years we could check. 10 checks were skipped: the balance sheet is not tagged before 2017. Nine checks were skipped: EPS is not tagged before 2016.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNYSE
Incorporated inoutside the United States — SEC code Z4
Fiscal year endsOctober 31
Data on record since2016

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