MARKETS / NYSE / BOH

NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Bank of Hawaii Corp. BOH

18 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$121.9M

▼ 0.1% YoY

Net income

$205.9M

▲ 37.3% YoY

Free cash flow

$184.3M

▲ 14.3% YoY

In brief

What this company does

The Bank, directly and through its subsidiaries, provides a broad range of financial products and services primarily to customers in Hawai'i, Guam, and other Pacific Islands. The Bank's deposits are insured by the Federal Deposit Insurance Corporation and the Bank is a member of the Federal Reserve System. Bank of Hawaii Corporation is headquartered in Honolulu, Hawai'i. As of December 31, 2025, the company employed 1,877 full-time equivalent employees, of which 1,729 are located in the State of Hawai'i, with the remainder located in Guam, other Pacific Islands, and other U.S. states. The company is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other.

Written from the business description in BANK OF HAWAII CORPORATION's annual report to the U.S. Securities and Exchange Commission, filed 24 February 2026. Every sentence was checked against that document before publication.

Growth

USD 121.9M

Revenue, FY2025 · full 18-year series below

Revenue $M Net income $M

FY2025 · Revenue 121.9 · Net income 205.9

Compound annual growth

Revenue

+2.7%

Net income

−3.0%

+6.0%

+2.5%

EPS, diluted

−5.5%

+3.7%

+2.3%

+1.3%

Dividend / share

+0.0%

+4.5%

+3.0%

Returned to shareholders

−11.1%

−0.5%

−0.3%

+1.1%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

169 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 214.9% · Net 168.9%

ROE

FY2025 · ROE 11.7%

Gross margin—

Operating margin214.9%

Net margin168.9%

Return on assets0.9%

EBITDAUSD 280.8M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 113.0M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 184.3

Net buybacks $M Dividends $M

FY2025 · Dividends 113.0 · Net buybacks -0.1

Dividends paidUSD 113.0M

Net buybacksUSD -146,000.00

Share of profit54.9%

Consecutive raises—

USD 113.0M in dividends — 55% of the year's profit went back to shareholders.

Total assetsUSD 24.2B

EquityUSD 1.9B

CashUSD 946.5M

Gross debtUSD 550.0M

Net debtUSD -396.5M

DepositsUSD 21.2B

The company holds more cash than debt.

The 18-year record

18 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Revenue $B	0.1	0.1	0.1	0.1	·	·	·	·	·	·	·	·	·	·	·	·	·	·
Operating income $B	0.3	0.2	0.2	0.3	0.3	0.2	0.3	0.3	0.3	0.3	0.2	0.2	0.2	0.2	0.2	0.3	·	·
EBITDA $B	0.3	0.2	0.2	0.3	0.3	0.2	0.3	0.3	0.3	0.3	0.2	0.3	0.2	0.3	0.2	0.3	·	·
Income tax $B	0.1	0.0	0.1	0.1	0.1	0.0	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Net income $B	0.2	0.1	0.2	0.2	0.3	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.1	0.2
Free cash flow $B	0.2	0.2	0.1	0.3	0.4	0.1	0.2	0.3	·	·	·	·	·	·	·	·	·	·
EPS, diluted $	4.63	3.46	4.14	5.48	6.25	3.86	5.56	5.23	4.33	4.23	3.70	3.69	3.38	3.67	3.39	3.80	3.00	3.99
Dividend / sh $	2.80	2.80	2.80	2.80	2.74	2.80	2.59	2.34	2.04	1.89	1.80	1.80	1.80	1.80	1.80	1.80	1.80	1.77
Payout %	55	75	65	50	44	70	47	45	47	45	49	49	54	49	·	47	60	44
ROE %	11.7	9.7	12.5	15.4	17.0	11.6	17.7	17.6	15.4	15.9	14.8	15.8	14.8	16.4	·	19.3	17.1	24.3
Shares out B	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 53 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 4 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2008