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MARKETS / NASDAQ / BPOP
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Popular, Inc. BPOP

18 fiscal years on record · USD · FY2025 reported · SEC filings only
7 YEARS OF DIVIDEND GROWTH
$833.2M
▲ 35.6% YoY
$681.0M
▲ 47.6% YoY
In brief

What this company does

Popular operates in two principal markets: in Puerto Rico, it provides retail, mortgage and commercial banking services, auto and equipment leasing and financing, and broker-dealer and insurance services through its principal banking subsidiary, Banco Popular de Puerto Rico, and other specialized subsidiaries; in the mainland United States, it provides retail and commercial banking services and equipment leasing and financing through its New York-chartered banking subsidiary, Popular Bank, which has branches in New York, New Jersey, and Florida. At December 31, 2025, Popular had consolidated assets of $75.3 billion, total deposits of $66.2 billion and stockholders' equity of $6.2 billion. As of December 31, 2025, Popular employed 9,427 individuals, none of whom were represented by a collective bargaining group. At December 31, 2025, 52% of Popular's loan portfolio consisted of real estate-related loans, including residential mortgage loans, construction loans and commercial loans secured by commercial real estate. Popular was incorporated in 1984 under the laws of the Commonwealth of Puerto Rico.

Written from the business description in POPULAR, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth
Revenue, FY2025 · full 18-year series below
Revenue $M Net income $M
FY2012 · Revenue 756.1 · Net income 245.3
400M2008201120142017202020232025
Compound annual growth
−8.9%
+10.5%
−0.7%
+12.8%
−5.6%
+15.9%
+3.6%
+9.6%
+12.6%
+25.5%
+6.9%
+8.1%
+26.2%
+45.5%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2012 · Net 32.4%
10%20%30%2008201120142017202020232025
ROE
FY2025 · ROE 14.0%
10%20%-10%-20%-30%2008201120142017202020232025

Each USD of equity produced 14 cents of profit this year.

Cash & shareholders
USD 197.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 0.7
0.4B0.8B2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 197.6 · Net buybacks —
200MDividendsNet buybacks2008201120142017202020232025

USD 197.6M in dividends — 24% of the year's profit went back to shareholders.

Total assetsUSD 75.3B
EquityUSD 6.2B
CashUSD 413.0M
Gross debtUSD 1.4B
Net debtUSD 996.6M
DepositsUSD 66.2B

Net debt stands at 16% of equity.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B·············0.80.70.4··
Operating income $B··················
EBITDA $B··················
Income tax $B0.20.20.10.10.30.10.10.10.20.1−0.50.1−0.3−0.00.10.1−0.00.5
Net income $B0.80.60.51.10.90.50.70.60.10.20.9−0.30.60.20.20.1−0.6−1.2
Free cash flow $B0.70.50.50.90.90.60.60.80.60.50.60.80.80.50.60.10.61.1
EPS, diluted $12.308.567.5214.6311.465.876.886.061.022.068.65−3.085.782.351.44−0.620.24−4.55
Dividend / sh $2.902.562.272.201.751.601.201.001.000.600.300.000.000.000.000.000.020.48
Payout %242930151526171789302−11220−12−15
ROE %14.011.411.721.915.68.411.711.72.14.219.1−7.013.76.13.94.3−19.8−38.1
Shares out B0.070.070.070.070.080.080.100.100.100.100.100.100.100.100.100.100.64·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 5 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated innot stated in the filings
Fiscal year endsDecember 31
Data on record since2008

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