MARKETS / NASDAQ / BWFG
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

Bankwell Financial Group, Inc. BWFG

14 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$2.8M
▲ 44.0% vs FY2024
EPS · FY25
$4.45
Dividend / sh · FY25
$0.80
Payout · FY25
18%
ROE · FY25
12.3%
Net margin · FY25
1245.5%
Dividend coverage
5.6×
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Result
USD 2.8M
Revenue, FY2025 · full 14-year series below
Revenue Net income
0.00080.00160.00240.00320.00.0201220152018202120242025
0.00080.00160.00240.00320.00.02016201920222025

1246 cents of every revenue dollar became profit this year.

Per share
USD 4.45
Diluted EPS, FY2025
EPS Dividend
2460.804.45201220152018202120242025
2460.804.452016201920222025

Earnings covered the dividend 5.6 times — the rest stayed in the company.

Profitability
12.3%
Return on equity, FY2025
ROE
510152012.3%201220152018202120242025
510152012.3%2016201920222025
Operating margin1716.0%
Net margin1245.5%
Return on assets1.1%

Each USD of equity produced 12 cents of profit this year.

Returned to shareholders
USD 7.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 6.3M
Net buybacksUSD 1.3M
Share of profit21.6%
Consecutive raises

USD 6.3M in dividends and USD 1.3M in buybacks — 22% of the year's profit went back to shareholders.

Growth
+29.1% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+38.1%
+29.1%
Net income
−2.0%
+42.9%
+14.6%
EPS, diluted
−2.4%
+42.8%
+13.9%
Dividend / share
+0.0%
+7.4%
+32.0%
Returned to shareholders
−13.3%
+7.0%
+35.1%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.01B
Shares outstanding, FY2025
0.010.01201220152018202120242025
0.010.012016201920222025
Change, 5 years−0.2%
Change, 10 years

The share count shrank 0% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 3.4B
total assets, end of FY2025
Total assetsUSD 3.4B
EquityUSD 301.5M
CashUSD 224.9M
DepositsUSD 2.8B

Equity funds 9% of total assets.

History
14 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
Operating income $B
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
EBITDA $B
0.1
0.0
0.1
0.1
0.0
0.0
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
4.45
1.23
4.67
4.79
3.36
0.75
2.31
2.21
1.78
1.62
1.21
0.78
1.44
0.38
Dividend / sh $
0.80
0.80
0.80
0.80
0.64
0.56
0.52
0.48
0.28
0.22
0.05
·
·
·
Payout %
18
64
17
17
19
74
22
22
16
13
4
·
·
·
ROE %
12.3
3.6
14.5
17.0
14.0
3.3
10.2
10.4
9.0
8.9
6.9
4.6
8.5
2.4
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
26 of 27
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 1 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed