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BALCAO · SAVINGS INSTITUTION, FEDERALLY CHARTERED · SMALL CAP

Carver Bancorp Inc. CARV

16 fiscal years on record · USD · FY2024 reported · SEC filings only
$-13.7M
$-12.9M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Growth

·
Revenue, FY2024 · full 16-year series below
Revenue $M Net income $M
FY2011 · Revenue 19.9 · Net income -23.4
15M30M-15M-30M
200920122015201820212024
Compound annual growth
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2024 · ROE -38.2%
5%10%-20%-40%
200920162024
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity lost 38 cents this year.

Cash & shareholders

·
returned in FY2024 · dividends + net buybacks
Free cash flow $M
FY2024 · FCF -12.9
15M30M-5M-10M
200920162024
Net buybacks $M Dividends $M
FY2021 · Dividends · · Net buybacks -3.0
0.5M1.0M-1.5M-3.0M
2009201020112012201320202021

Total assetsUSD 730.0M
EquityUSD 29.6M
CashUSD 50.3M
Gross debtUSD 20.2M
Net debtUSD -30.1M
DepositsUSD 661.8M

The company holds more cash than debt.

The 16-year record

16 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
CARV, 16-year financial record
Metric 2024202320222021202020192018201720162015201420132012201120102009
Revenue $B◌◌◌◌◌◌◌◌◌◌◌◌◌0.00.00.0
Operating income $B◌◌◌◌◌◌◌◌◌−0.0−0.0−0.00.0−0.0−0.0−0.0
EBITDA $B◌◌◌◌◌◌◌◌◌0.00.00.00.0−0.0−0.0−0.0
Income tax $B0.00.00.00.00.00.00.0−0.00.00.00.00.00.0−0.00.0−0.0
Net income $B−0.0−0.0−0.0−0.0−0.0−0.0−0.00.0−0.0−0.0−0.0−0.00.0−0.0−0.0−0.0
Free cash flow $B−0.0−0.0−0.00.00.0−0.0−0.0−0.00.0−0.00.00.00.00.00.00.0
EPS, diluted $−2.65−0.61−1.03−0.24−1.14−1.47−1.600.58−0.77−0.48−0.07−0.230.18−14.26◌◌
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Payout %———————————−00−2◌◌
ROE %−38.2−6.8−8.8−1.6−7.7−11.3−12.010.8−5.7−5.4−0.5−1.51.2−55.5◌◌
Shares out B0.010.010.000.000.000.000.000.000.000.000.000.000.000.000.00◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

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Provenance

Company facts, as filed

How we verify · 0 failures in 45 reconciliationsAUDITED

Reconciled in 16 of the 16 fiscal years we could check. Three checks were skipped: the share count is not tagged before 2010. Three checks were skipped: the balance sheet is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivitySavings Institution, Federally Chartered
Listed onOTC market
Incorporated inDelaware
Fiscal year endsMarch 31
SEC categorysmaller reporting company
Data on record since2009

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