MARKETS / NASDAQ / CATY

NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Cathay General Bancorp CATY

17 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$53.8M

▲ 2.9% YoY

Net income

$315.1M

▲ 10.2% YoY

Free cash flow

$363.7M

▲ 11.7% YoY

In brief

What this company does

As a commercial bank, the Bank offers products and services to businesses, such as checking and deposit, lines of credit, commercial and commercial real estate loans, and other merchant services. As of December 31, 2025, Cathay Bank employed approximately 1,268 regular full-time equivalent employees, of whom 1,229 were located in the United States and 39 were located in China, Hong Kong and Taiwan. The company's principal place of business is located at 777 North Broadway, Los Angeles, California, and its common stock is traded on the NASDAQ Global Select Market under the symbol CATY.

Written from the business description in CATHAY GENERAL BANCORP's annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth

USD 53.8M

Revenue, FY2025 · full 17-year series below

Revenue $M Net income $M

FY2025 · Revenue 53.8 · Net income 315.1

Compound annual growth

Revenue

+8.4%

+10.8%

Net income

−4.4%

+6.6%

+6.9%

+24.6%

EPS, diluted

−2.0%

+9.6%

+8.7%

Dividend / share

+0.0%

+1.9%

+9.3%

+26.5%

Returned to shareholders

+4.2%

+17.5%

+10.6%

+20.8%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +10.8% a year over five years — but profit grew slower: net income at +6.6%, earnings per share at +9.6%.

The share count fell from 0.08B to 0.07B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

586 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 725.4% · Net 585.8%

ROE

FY2025 · ROE 10.9%

Gross margin—

Operating margin725.4%

Net margin585.8%

Return on assets1.3%

EBITDAUSD 396.8M

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders

USD 274.1M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 363.7

Net buybacks $M Dividends $M

FY2025 · Dividends 93.8 · Net buybacks 180.3

Dividends paidUSD 93.8M

Net buybacksUSD 180.3M

Share of profit87.0%

Consecutive raises—

USD 93.8M in dividends and USD 180.3M in buybacks — 87% of the year's profit went back to shareholders.

Total assetsUSD 24.2B

EquityUSD 2.9B

Gross debtUSD 119.1M

DepositsUSD 20.9B

Equity funds 12% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	0.1	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	·	·	·	·	·	·	·
Operating income $B	0.4	0.3	0.4	0.5	0.4	0.3	0.3	0.3	0.3	0.2	·	·	·	·	·	·	·
EBITDA $B	0.4	0.3	0.4	0.5	0.4	0.3	0.4	0.3	0.3	0.2	·	·	·	·	·	·	·
Income tax $B	0.1	0.0	0.0	0.1	0.1	0.0	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	−0.0	−0.1
Net income $B	0.3	0.3	0.4	0.4	0.3	0.2	0.3	0.3	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.0	−0.1
Free cash flow $B	0.4	0.3	0.4	0.5	0.3	0.3	0.4	0.3	0.2	0.2	0.2	0.1	0.1	0.2	0.2	0.2	0.1
EPS, diluted $	4.54	3.95	4.86	4.83	3.80	2.87	3.48	3.33	2.17	2.19	1.98	1.72	1.43	1.28	1.06	−0.06	−1.59
Dividend / sh $	1.36	1.36	1.36	1.36	1.27	1.24	1.24	1.03	0.87	0.75	0.56	0.29	·	·	0.04	0.04	0.20
Payout %	30	34	28	28	33	43	36	31	40	34	28	17	10	14	16	139	−33
ROE %	10.9	10.2	13.6	14.7	12.3	9.7	12.6	13.3	9.3	9.8	9.6	9.0	8.0	7.5	6.8	0.8	·
Shares out B	0.07	0.07	0.07	0.07	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 26 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNASDAQ

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2009