Chubb Ltd. CB

What this company does

Chubb provides commercial and consumer property and casualty insurance, accident and health insurance, reinsurance, and life insurance, with operations in 54 countries and territories. For most commercial and personal lines of business it offers, insureds typically use the services of an insurance broker or agent, and the company obtains business from local and major international insurance brokers. At December 31, 2025, the company had total assets of $272 billion and total shareholders' equity of $74 billion, excluding noncontrolling interests. It employs approximately 45,000 people, with 40 percent of the workforce in Asia, 37 percent in North America, 13 percent in Latin America, and 10 percent in Europe/Eurasia/Africa. The company operates through six business segments — North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance — and in 2025 consolidated net premiums earned were $53.0 billion. Chubb Limited, the holding company of the Chubb Group of Companies, is headquartered in Zurich, Switzerland. The company expanded its personal accident and supplemental health and life insurance business with the acquisition of Cigna's business in several Asian markets in 2022, and incremental purchases led to a controlling majority interest in Huatai Insurance Group Co. Ltd, a Chinese financial services holding company, on July 1, 2023. Chubb was incorporated in 1985, at which time it opened its first business office in Bermuda, and continues to maintain operations in Bermuda.

Written from the business description in Chubb Ltd's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.