NASDAQ · STATE COMMERCIAL BANKS · SMALL CAP
CB Financial Services, Inc. CBFV
14 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$0.92
Dividend / sh · FY25
$1.02
Payout · FY25
105%
ROE · FY25
3.2%
Net margin · FY25
—
Dividend coverage
0.9×
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Result
—
Revenue, FY2025 · full 14-year series below
Revenue
Net income
Per share
USD 0.92
Diluted EPS, FY2025
EPS
Dividend
Earnings covered only a fraction of the dividend — the rest came from cash or borrowing.
Profitability
3.2%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets0.3%
Each USD of equity produced 3 cents of profit this year.
Returned to shareholders
USD 12.0M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 5.1M
Net buybacksUSD 6.8M
Share of profit244.2%
Consecutive raises1 years
USD 5.1M in dividends and USD 6.8M in buybacks — 244% of the year's profit, so the payout drew on cash built up earlier.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−0.1%
Net income
−24.2%
−5.3%
EPS, diluted
−25.0%
−7.8%
Dividend / share
+2.0%
+1.2%
+1.8%
Returned to shareholders
+7.2%
+18.2%
+13.2%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.01B
Shares outstanding, FY2025
Change, 5 years−7.3%
Change, 10 years+23.4%
The share count shrank 7% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 1.5B
total assets, end of FY2025
Total assetsUSD 1.5B
EquityUSD 157.5M
CashUSD 31.7M
Gross debtUSD 0.00
Net debtUSD -31.7M
DepositsUSD 1.3B
The company holds more cash than debt.
History
14 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Revenue $B
·
·
·
·
0.0
0.0
0.1
0.0
0.0
·
·
·
·
·
Operating income $B
0.0
0.0
0.0
0.0
0.0
−0.0
·
·
·
·
·
·
·
·
EBITDA $B
0.0
0.0
0.0
0.0
0.0
−0.0
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
0.92
2.38
4.40
2.18
2.15
−1.97
2.63
1.40
1.69
1.86
2.07
1.63
1.72
1.70
Dividend / sh $
1.02
1.00
1.00
0.96
0.96
0.96
0.96
0.89
0.88
·
0.85
0.84
0.84
·
Payout %
105
41
23
44
45
−49
36
64
52
47
41
54
49
49
ROE %
3.2
8.8
18.0
9.2
8.6
−7.5
9.9
6.1
7.6
8.6
10.0
6.8
9.5
9.5
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
0.00
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
27 of 27
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed