Community Financial System, Inc. CBU

What this company does

Community Financial System, Inc. provides a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. As of December 31, 2025, the company had 3,001 total employees, including 2,853 full-time employees and 148 part-time and temporary employees. The company has identified four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. As of December 31, 2025, the Bank operated 192 full-service branches and 8 drive-thru only locations across counties of Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts and Southern New Hampshire, offering commercial and retail banking services. Through BPAS and its subsidiaries, the company operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services to clients across the United States and the Commonwealth of Puerto Rico. Through OneGroup, the company offers personal and commercial lines of insurance and other risk management products and services. Through the Bank's Nottingham Trust division, NISI, Nottingham Advisors, and Wealth Partners, the company provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. Community Financial System, Inc. was incorporated on April 15, 1983, under the Delaware General Corporation Law.

Written from the business description in COMMUNITY FINANCIAL SYSTEM, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.