MARKETS / NASDAQ / CFFN
NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · LARGE CAP

Capitol Federal Financial, Inc. CFFN

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$16.3M
▲ 6.5% vs FY2024
EPS · FY25
$0.52
Dividend / sh · FY25
$0.34
Payout · FY25
65%
ROE · FY25
6.5%
Net margin · FY25
417.3%
Dividend coverage
1.5×
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Result
USD 16.3M
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.0050.010.0150.020.00.12009201220152018202120242025
0.0050.010.0150.020.00.12016201920222025

417 cents of every revenue dollar became profit this year.

Per share
USD 0.52
Diluted EPS, FY2025
EPS Dividend
0.81.62.40.340.522009201220152018202120242025
0.81.62.40.340.522016201920222025

Earnings covered the dividend 1.5 times — the rest stayed in the company.

Profitability
6.5%
Return on equity, FY2025
ROE
24686.5%2009201220152018202120242025
24686.5%2016201920222025
Operating margin509.3%
Net margin417.3%
Return on assets0.7%

Each USD of equity produced 7 cents of profit this year.

Returned to shareholders
USD 48.1M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 44.3M
Net buybacksUSD 3.9M
Share of profit70.8%
Consecutive raises

USD 44.3M in dividends and USD 3.9M in buybacks — 71% of the year's profit went back to shareholders.

Growth
+1.9% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−3.4%
+1.9%
Net income
−7.0%
+1.1%
−1.4%
+0.0%
EPS, diluted
−5.7%
+2.0%
−1.1%
Dividend / share
−23.5%
−12.9%
−8.6%
Returned to shareholders
−22.4%
−15.8%
−11.5%
−0.0%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.13B
Shares outstanding, FY2025
0.070.132009201220152018202120242025
0.140.132016201920222025
Change, 5 years−4.9%
Change, 10 years−3.6%

The share count shrank 5% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 9.8B
total assets, end of FY2025
Total assetsUSD 9.8B
EquityUSD 1.0B
CashUSD 252.4M

Equity funds 11% of total assets.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
−0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.1
0.0
−0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
EPS, diluted $
0.52
0.29
−0.76
0.62
0.56
0.47
0.68
0.73
0.63
0.63
0.58
0.56
0.48
0.47
0.24
0.41
0.40
Dividend / sh $
0.34
0.34
0.62
0.76
0.87
0.68
0.98
0.88
0.88
0.84
0.84
0.98
1.00
0.40
1.63
2.29
·
Payout %
65
117
−82
122
155
145
143
120
140
134
146
178
212
86
391
71
66
ROE %
6.5
3.7
−9.5
7.2
6.0
4.9
6.9
7.2
6.1
5.9
5.4
5.0
4.0
4.0
2.6
7.1
7.0
Shares out B
0.13
0.13
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.15
0.16
0.17
0.07
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed