Citizens Financial Group Inc. CFG

What this company does

Citizens Financial Group, Inc. offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. At December 31, 2025, it had total assets of $226.4 billion, total deposits of $183.3 billion, and total stockholders’ equity of $26.3 billion. Its products and services are offered through more than 1,000 branches in 14 states and the District of Columbia and 75 retail and commercial non-branch offices. As of December 31, 2025, Citizens had 17,398 full-time equivalent employees, primarily across New England and the Mid-Atlantic. The company manages its business through two primary business segments, Consumer Banking and Commercial Banking. Consumer Banking serves consumer customers and small businesses with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, and wealth management solutions across the company's 14-state traditional banking footprint. Commercial Banking serves companies and institutions, offering financial products and solutions including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management, and loan syndication, corporate finance, merger and acquisition, and debt and equity capital markets capabilities. The company was incorporated under Delaware state law in 1984.

Written from the business description in CITIZENS FINANCIAL GROUP INC/RI's annual report to the U.S. Securities and Exchange Commission, filed 12 February 2026. Every sentence was checked against that document before publication.