Citizens Financial Group Inc. CFG
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
What this company does
Written from the business description in CITIZENS FINANCIAL GROUP INC/RI's annual report to the U.S. Securities and Exchange Commission, filed 12 February 2026. Every sentence was checked against that document before publication.
Growth
Revenue compounded at +3.6% a year over the five years to FY2025 — but profit grew faster: net income at +11.6%, earnings per share at +11.7%.
The share count rose from 0.43B to 0.43B over the period.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
Each USD of equity produced 7 cents of profit this year.
The 14-year record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue $B | 8.2 | 7.8 | 8.2 | 8.0 | 6.6 | 6.9 | 6.5 | 6.1 | 5.7 | 5.3 | 4.8 | 5.0 | 4.7 | 4.9 |
| Operating income $B | 2.3 | 1.9 | 2.0 | 2.7 | 3.0 | 1.3 | 2.3 | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| EBITDA $B | 2.8 | 2.4 | 2.5 | 3.2 | 3.6 | 1.9 | 2.9 | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| Income tax $B | 0.5 | 0.4 | 0.4 | 0.6 | 0.7 | 0.2 | 0.5 | 0.5 | 0.3 | 0.5 | 0.4 | 0.4 | −0.0 | 0.4 |
| Net income $B | 1.8 | 1.5 | 1.6 | 2.1 | 2.3 | 1.1 | 1.8 | 1.7 | 1.7 | 1.0 | 0.8 | 0.9 | −3.4 | 0.6 |
| Free cash flow $B | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | 1.6 | 1.5 | 1.6 | 1.4 | 1.1 | 1.2 | 2.5 | 1.5 |
| EPS, diluted $ | 3.86 | 3.03 | 3.13 | 4.10 | 5.16 | 2.22 | 3.81 | 3.52 | 3.25 | 1.97 | 1.55 | 1.55 | −6.12 | 1.15 |
| Dividend / sh $ | 1.72 | 1.68 | 1.68 | 1.62 | 1.56 | 1.56 | 1.36 | 0.98 | 0.64 | 0.46 | 0.40 | 1.43 | 2.12 | 0.27 |
| Payout % | 41 | 51 | 50 | 38 | 29 | 64 | 34 | 27 | 19 | 23 | 25 | 93 | −35 | 23 |
| ROE % | 7.2 | 6.2 | 6.7 | 8.8 | 10.1 | 4.7 | 8.3 | 8.4 | 8.3 | 5.3 | 4.3 | 4.5 | −15.8 | 2.7 |
| Shares out B | 0.43 | 0.44 | 0.47 | 0.49 | 0.42 | 0.43 | 0.43 | 0.47 | 0.49 | 0.51 | 0.53 | 0.55 | 0.56 | ◌ |
Slide the table for earlier years. "—" not applicable · "◌" not available in our data.
Company facts, as filed
Reconciled in 14 of the 14 fiscal years we could check. Six checks were skipped: the balance sheet is not tagged before 2013. Five checks were skipped: EPS is not tagged before 2012.