ES
MARKETS / NASDAQ / CHYM
NASDAQ · FINANCE SERVICES · SMALL CAP

Chime Financial, Inc. CHYM

3 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$2.2B
▲ 30.7% vs FY2024
EPS · FY25
$-4.27
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
—
Net margin · FY25
-46.2%
Dividend coverage
—
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Result
USD 2.2B
Revenue, FY2025 · full 3-year series below
Revenue Net income
0.81.62.42.2-1.020232025
0.81.62.42.2-1.020232025

The company lost 46 cents on every revenue dollar this year.

Per share
USD -4.27
Diluted EPS, FY2025
EPS
0.40.81.2-4.2720232025
0.40.81.2-4.2720232025

The company pays no cash dividend.

Profitability
—
Return on equity, FY2025
ROE
0.250.50.75120232025
0.250.50.75120232025
Operating margin-47.6%
Net margin-46.2%
Return on assets-59.0%

Returned to shareholders
USD 52.4M
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacksUSD 52.4M
Share of profit-5.2%
Consecutive raises—

USD 52.4M in buybacks went back to shareholders in a year without profit.

Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.00B
Shares outstanding, FY2025
0.070.0020232025
0.070.0020232025
Change, 5 years—
Change, 10 years—

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
USD 2.0B
total assets, end of FY2025
Total assetsUSD 2.0B
EquityUSD 1.4B
CashUSD 466.3M
Current ratio4.53×

Equity funds 71% of total assets.

History
3 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
Revenue $B
2.2
1.7
1.3
Operating income $B
−1.0
−0.1
−0.2
EBITDA $B
−1.0
−0.0
−0.2
Income tax $B
0.0
0.0
0.0
Net income $B
−1.0
−0.0
−0.2
EPS, diluted $
−4.27
−0.39
−3.22
Dividend / sh $
·
·
·
Payout %
·
·
·
ROE %
·
·
·
Shares out B
0.00
0.07
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
10 of 10
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed