ES
MARKETS / NASDAQ / CINF
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Cincinnati Financial Corporation CINF

18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY7 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$12.6B
▲ 11.4% vs FY2024
Dividend streak
7 yrs
Raised every year since 2019
EPS · FY25
$15.17
Dividend / sh · FY25
$3.48
Payout · FY25
22%
ROE · FY25
16.0%
Net margin · FY25
18.9%
Dividend coverage
4.4×
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Result
USD 12.6B
Revenue, FY2025 · full 18-year series below
Revenue Net income
48121612.62.42008201120142017202020232025
48121612.62.42016201920222025

19 cents of every revenue dollar became profit this year.

Per share
USD 15.17
Diluted EPS, FY2025
EPS Dividend
816243.4815.172008201120142017202020232025
816243.4815.172016201920222025

Earnings covered the dividend 4.4 times — the rest stayed in the company.

Profitability
16.0%
Return on equity, FY2025
ROE
816243216.0%2008201120142017202020232025
816243216.0%2016201920222025
Operating margin23.6%
Net margin18.9%
Return on assets6.2%

Each USD of equity produced 16 cents of profit this year.

Returned to shareholders
USD 720.0M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 525.0M
Net buybacksUSD 195.0M
Share of profit30.1%
Consecutive raises7 years

USD 525.0M in dividends and USD 195.0M in buybacks — 30% of the year's profit went back to shareholders.

Growth
+10.9% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+24.4%
+10.9%
+9.4%
+8.4%
Net income
+14.5%
+14.2%
+13.2%
EPS, diluted
+15.2%
+14.8%
+13.4%
Dividend / share
+8.0%
+7.7%
+4.2%
+5.4%
Returned to shareholders
−4.4%
+2.7%
+6.2%
+7.0%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
—
Shares outstanding, FY2025
0.200.202008201120142017202020232025
0.200.202016201920222025
Change, 5 years+0.0%
Change, 10 years—

The share count grew 0% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 41.0B
total assets, end of FY2025
Total assetsUSD 41.0B
EquityUSD 15.9B
CashUSD 1.4B
Gross debtUSD 790.0M
Net debtUSD -641.0M

The company holds more cash than debt.

History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
12.6
11.3
10.0
6.6
9.6
7.5
7.9
5.4
5.7
5.4
5.1
4.9
4.5
4.1
3.8
3.8
3.9
3.8
Operating income $B
3.0
2.9
2.3
−0.7
3.7
1.5
2.5
·
·
·
·
·
·
·
·
·
·
·
EBITDA $B
3.0
2.9
2.3
−0.7
3.7
1.5
2.5
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.6
0.6
0.4
−0.2
0.7
0.3
0.5
−0.0
−0.3
0.2
0.2
0.2
0.2
0.1
0.0
0.1
0.1
0.1
Net income $B
2.4
2.3
1.8
−0.5
3.0
1.2
2.0
0.3
1.0
0.6
0.6
0.5
0.5
0.4
0.2
0.4
0.4
0.4
EPS, diluted $
15.17
14.53
11.66
−3.06
18.24
7.49
12.10
1.75
6.29
3.55
3.83
3.18
3.12
2.57
1.01
2.30
2.65
2.62
Dividend / sh $
3.48
3.24
3.00
2.76
2.52
2.40
2.24
2.12
2.50
1.92
2.30
1.76
1.66
1.62
1.60
1.59
1.57
·
Payout %
22
21
25
−87
13
31
18
117
38
52
58
53
51
61
155
67
58
58
ROE %
16.0
17.6
16.3
−4.2
25.2
11.8
22.6
3.6
13.7
8.8
9.8
8.3
9.0
8.0
3.3
7.7
9.7
10.3
Shares out B
·
·
·
·
·
·
0.20
0.20
0.20
0.20
0.20
0.20
0.20
0.20
0.20
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
34 of 34
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed