Cincinnati Financial Corp. CINF

What this company does

Cincinnati Financial Corporation markets property casualty insurance through independent insurance agencies in 46 states. At the end of 2025, the company employed 5,705 associates, including 3,400 headquarters associates who provide support to 2,195 field associates and 110 associates at Cincinnati Global. Its consolidated financial results primarily reflect five reporting segments: commercial lines insurance, personal lines insurance, excess and surplus lines insurance, life insurance, and investments. In 2025, its commercial lines insurance segment contributed net earned premiums of $4.863 billion, representing 38.5% of consolidated total revenues. Its personal lines insurance segment contributed net earned premiums of $3.199 billion to 2025 consolidated total revenues, or 25.3% of the total, and reported a loss before income taxes of $111 million. Its excess and surplus lines segment contributed net earned premiums of $698 million to 2025 consolidated total revenues, or 5.5% of the total, and reported profit before income taxes of $85 million. Cincinnati Financial Corporation is an Ohio corporation formed in 1968. Its lead subsidiary, The Cincinnati Insurance Company, was founded in 1950.

Written from the business description in CINCINNATI FINANCIAL CORP's annual report to the U.S. Securities and Exchange Commission, filed 23 February 2026. Every sentence was checked against that document before publication.