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MARKETS / NASDAQ / CIVB
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

Civista Bancshares, Inc. CIVB

16 fiscal years on record · USD · FY2025 reported · SEC filings only
3 YEARS OF DIVIDEND GROWTH
$19.0M
▼ 0.5% YoY
$46.2M
▲ 45.9% YoY
$42.1M
▼ 4.4% YoY
Growth
USD 19.0M
Revenue, FY2025 · full 16-year series below
Revenue $M Net income $M
FY2025 · Revenue 19.0 · Net income 46.2
20M40M201020122014201620182020202220242025
Compound annual growth
−8.1%
+2.3%
+5.4%
+7.5%
+13.7%
+0.5%
+5.7%
+8.5%
+13.6%
−22.5%
−10.5%
+14.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +2.3% a year over five years — but profit grew faster: net income at +7.5%, earnings per share at +5.7%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
243 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 290.4% · Net 242.9%
100%200%201020122014201620182020202220242025
ROE
FY2025 · ROE 9.9%
5%10%201020122014201620182020202220242025

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders
USD 11.8M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 42.1
20M40M201020122014201620182020202220242025
Net buybacks $M Dividends $M
FY2025 · Dividends 11.8 · Net buybacks -75.5
20M-40MDividendsNet buybacks2013201520172019202120232025
Dividends paidUSD 11.8M
Net buybacksUSD -75.5M
Share of profit25.6%
Consecutive raises3 years (since the 2013 share-count change)

USD 11.8M in dividends — 26% of the year's profit went back to shareholders.

Total assetsUSD 4.3B
EquityUSD 543.5M
CashUSD 77.3M
DepositsUSD 3.5B

Equity funds 13% of total assets.

The 16-year record
16 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010
Revenue $B0.00.00.00.00.00.00.00.00.00.0······
Operating income $B0.10.00.10.00.00.00.00.00.00.00.00.00.0···
EBITDA $B0.10.00.10.10.10.00.00.00.00.00.00.00.0···
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0
Net income $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0
Free cash flow $B0.00.00.10.00.00.00.00.00.00.00.00.00.00.00.00.0
EPS, diluted $2.642.012.732.602.632.002.011.021.281.571.170.850.640.570.36·
Dividend / sh $·········0.220.200.190.150.120.03·
Payout %26322222202221342319253537···
ROE %9.98.312.311.511.59.510.85.99.913.110.67.85.35.44.0−1.3

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures · 2 divergences in 47 reconciliationsAUDITED

Reconciled in 14 of 19 fiscal years. 2 of those reconciliations are divergences — the figures exist but don't fit the formula this check expects; that isn't the same as an error. 10 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures2 divergent
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inOhio
Fiscal year endsDecember 31
Data on record since2010

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