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MARKETS / NYSE / CNF
NYSE · FINANCE SERVICES · SMALL CAP

CNFinance Holdings Ltd. CNF

10 fiscal years on record · CNY · FY2025 reported · SEC filings only
CNY -470.4M
▼ 1344.9% YoY
CNY 80.9M
▼ 89.2% YoY
Growth
Revenue, FY2025 · full 10-year series below
Compound annual growth
−72.7%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
ROE
FY2025 · ROE -12.3%
10%20%30%-5%-10%2016201720182019202020212022202320242025

Each CNY of equity lost 12 cents this year.

Cash & shareholders
CNY 1.8M
returned in FY2025 · dividends + net buybacks
Free cash flow CNY B
FY2025 · FCF 0.1
0.8B2016201720182019202020212022202320242025
Net buybacks CNY M Dividends CNY M
FY2025 · Dividends — · Net buybacks 1.8
40M80M2022202320242025

CNY 1.8M in buybacks went back to shareholders in a year without profit.

Total assetsCNY 10.2B
EquityCNY 3.6B
CashCNY 338.2M
Gross debtCNY 797.3M
Net debtCNY 459.1M
DepositsCNY 57.1M

Net debt stands at 13% of equity.

The 10-year record
10 fiscal years
Every figure from documents filed with the SEC · CNY
row low → row highnegative
Metric 2025202420232022202120202019201820172016
Revenue CNY B··········
Operating income CNY B−0.2−0.4−0.4−0.3−0.40.20.71.20.80.3
EBITDA CNY B−0.2−0.4−0.4−0.3−0.40.20.71.20.8·
Income tax CNY B−0.10.00.00.00.00.00.20.30.30.1
Net income CNY B−0.50.00.20.10.10.10.50.90.50.2
Free cash flow CNY B0.10.71.60.80.71.11.31.31.30.4
EPS, diluted CNY ····0.050.080.360.620.400.19
Dividend / sh CNY ··········
Payout %··········
ROE %−12.30.94.23.51.73.116.135.336.121.0
Shares out B·1.561.561.561.371.37····

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 4 failures in 29 reconciliationsAUDITED

Reconciled in 6 of 19 fiscal years. 28 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente4 failures
ActivityFinance Services
Listed onNYSE
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
Data on record since2016

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