MARKETS / NASDAQ / COLB

NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Columbia Banking System, Inc. COLB

17 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$177.0M

▲ 18.8% YoY

Net income

$550.0M

▲ 3.0% YoY

In brief

What this company does

Columbia Banking System, Inc. provides a broad range of banking, private banking, mortgage, and other financial services to corporate, institutional, small business, and individual customers through the Bank. As of December 31, 2025, the Company employed 6,005 individuals, predominantly full-time associates. The majority of the Bank's loans and deposits are within its service areas in Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington. FinPac, a commercial equipment leasing company, is a subsidiary of the Bank. The Wealth Management team, a division of Columbia Bank, provides a full suite of financial planning, investment, trust, insurance, and private banking solutions to individuals, families, and businesses through Columbia Wealth Advisors, Columbia Trust Company, Columbia Private Trust, and Columbia Private Bank. It offers specialized loans for corporate, middle market, and small business customers, including commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans and permanent financing, and SBA program financing.

Written from the business description in COLUMBIA BANKING SYSTEM, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth

USD 177.0M

Revenue, FY2025 · full 17-year series below

Revenue $M Net income $M

FY2025 · Revenue 177.0 · Net income 550.0

Compound annual growth

Revenue

+27.3%

Net income

+17.8%

+29.0%

+18.7%

+21.2%

Returned to shareholders

+33.3%

+31.2%

+19.0%

+46.3%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

311 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Net 310.7%

ROE

FY2025 · ROE 8.5%

Gross margin—

Operating margin—

Net margin310.7%

Return on assets0.9%

EBITDA—

Each USD of equity produced 8 cents of profit this year.

Cash & shareholders

USD 441.0M

returned in FY2025 · dividends + net buybacks

Free cash flow $B

FY2022 · FCF 1.0

Net buybacks $M Dividends $M

FY2025 · Dividends 335.0 · Net buybacks 106.0

Dividends paidUSD 335.0M

Net buybacksUSD 106.0M

Share of profit80.2%

Consecutive raises—

USD 335.0M in dividends and USD 106.0M in buybacks — 80% of the year's profit went back to shareholders.

Total assetsUSD 66.8B

EquityUSD 7.8B

CashUSD 2.4B

DepositsUSD 54.2B

Equity funds 12% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	0.2	0.1	0.1	0.1	0.1	·	·	·	·	·	·	·	·	·	·	·	·
Operating income $B	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·
EBITDA $B	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·
Income tax $B	0.2	0.2	0.1	0.1	0.1	0.0	0.0	0.0	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0
Net income $B	0.6	0.5	0.3	0.3	0.4	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.0	−0.0
Free cash flow $B	·	·	·	1.0	0.6	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.0
EPS, diluted $	2.30	2.55	1.78	2.60	3.21	2.17	2.68	2.36	1.86	1.81	1.71	1.52	1.21	1.16	1.21	0.72	−0.38
Dividend / sh $	1.45	1.44	1.43	1.40	1.40	1.34	1.40	1.14	0.88	1.53	1.34	0.94	0.41	0.98	0.27	0.04	0.07
Payout %	61	56	77	54	44	62	52	48	45	85	78	61	33	84	22	5	−35
ROE %	8.5	10.6	9.3	13.3	17.0	6.8	9.3	8.7	7.0	8.4	8.0	7.2	6.6	6.1	6.6	5.0	−0.8
Shares out B	0.30	0.21	0.21	0.13	0.08	0.07	0.07	0.07	0.07	0.06	0.06	0.06	0.05	0.04	0.04	0.04	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNASDAQ

Incorporated inWashington

Fiscal year endsDecember 31

Data on record since2009