NYSE · STATE COMMERCIAL BANKS · LARGE CAP
Central Pacific Financial Corp. CPF
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$37.6M
▲ 6.0% vs FY2024
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$2.86
Dividend / sh · FY25
$1.09
Payout · FY25
38%
ROE · FY25
13.7%
Net margin · FY25
206.0%
Dividend coverage
2.6×
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Result
USD 37.6M
Revenue, FY2025 · full 17-year series below
Revenue
Net income
206 cents of every revenue dollar became profit this year.
Per share
USD 2.86
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.6 times — the rest stayed in the company.
Profitability
13.7%
Return on equity, FY2025
ROE
Operating margin261.3%
Net margin206.0%
Return on assets1.0%
Each USD of equity produced 14 cents of profit this year.
Returned to shareholders
USD 29.4M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 29.4M
Net buybacks—
Share of profit37.9%
Consecutive raises1 years
USD 29.4M in dividends — 38% of the year's profit went back to shareholders.
Growth
+9.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+7.3%
+9.6%
Net income
+1.6%
+15.8%
+5.4%
EPS, diluted
+2.2%
+16.7%
+7.4%
Dividend / share
+1.6%
+3.4%
+2.9%
Returned to shareholders
+1.0%
+2.5%
+1.2%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.03B
Shares outstanding, FY2025
Change, 5 years−6.4%
Change, 10 years−15.9%
The share count shrank 6% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 7.4B
total assets, end of FY2025
Total assetsUSD 7.4B
EquityUSD 592.6M
CashUSD 378.7M
Gross debtUSD 76.5M
Net debtUSD -302.1M
DepositsUSD 6.6B
The company holds more cash than debt.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
−0.3
−0.3
EBITDA $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
−0.2
−0.3
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.1
·
0.0
0.0
−0.0
Net income $B
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.0
0.0
0.0
0.0
0.2
0.0
0.0
−0.3
−0.3
EPS, diluted $
2.86
1.97
2.17
2.68
2.83
1.32
2.03
2.01
1.34
1.50
1.40
1.07
4.07
1.13
3.31
−171.13
−220.56
Dividend / sh $
1.09
1.04
1.04
1.04
0.96
0.92
0.90
0.82
0.70
0.60
0.82
0.36
0.16
·
·
·
·
Payout %
38
53
48
39
34
70
44
41
52
40
57
33
4
·
·
·
·
ROE %
13.7
10.2
12.3
14.6
14.5
6.9
11.4
12.0
8.2
9.4
8.6
6.6
29.5
9.9
14.0
−379.9
·
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.04
0.04
0.04
0.04
0.00
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed