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NYSE · INSURANCE AGENTS, BROKERS & SERVICE · MID CAP

Crawford & Co. CRD-A

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.3B
▼ 2.2% YoY
$19.6M
▼ 26.2% YoY
$94.8M
▲ 108.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The company is a publicly listed independent provider of claims management and outsourcing solutions to carriers, brokers and corporations, with a network serving clients in more than 70 countries. It delivers services to clients through a geographic reporting structure of four segments: North America Loss Adjusting, International Operations, Broadspire, and Platform Solutions. North America Loss Adjusting, which accounted for 24.1% of the company's revenues before reimbursements in 2025, provides claims management and adjusting services to insurance carriers and self-insured entities in the U.S. and Canada related to property and casualty losses caused by physical damage to commercial and residential real property, certain types of personal property and marine losses. International Operations, which accounted for 34.6% of revenues before reimbursements in 2025, provides claims management and adjusting services to insurance carriers and self-insured entities from the global property and casualty insurance markets in the U.K., Europe, Australia, Asia and Latin America. The Broadspire segment, which accounted for 31.8% of revenues before reimbursements in 2025, provides a complete range of claims and risk management services and technology solutions to corporations in the self-insured or commercially-insured marketplace, inclusive of brokers and insurance companies. Platform Solutions, which accounted for 9.5% of revenues before reimbursements in 2025, provides services to the property and casualty insurance company and consumer markets in the U.S. through service lines known as Contractor Connection, Networks and Subrogation. As of December 31, 2025, the company had approximately 9,943 employees and third-party associates. The company is headquartered in Atlanta, Georgia, and was founded in 1941.

Written from the business description in CRAWFORD & CO's annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth

USD 1.3B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.3 · Net income 0.0
0.5B1.0B
2007201020132016201920222025
Compound annual growth
+2.1%
+5.2%
+0.5%
+1.1%
−7.0%
−2.4%
−2.4%
+15.3%
−0.7%
+5.3%
+0.0%
−13.7%
+15.1%
+5.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +5.2% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

2 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 2.6% · Net 1.5%
2%4%6%-5%-10%
200720162025
ROE
FY2025 · ROE 11.9%
20%40%-50%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have a clean operating profit figure for this period.

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 24.8M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 94.8
40M80M
200720162025
Net buybacks $M Dividends $M
FY2025 · Dividends 14.3 · Net buybacks 10.5
15M30MDividendsNet buybacks
200920112013201520172019202120232025

USD 14.3M in dividends and USD 10.5M in buybacks — 127% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 764.3M
EquityUSD 173.1M
CashUSD 64.1M
Gross debtUSD 227.5M
Net debtUSD 163.4M
Current ratio1.14×

Net debt stands at 94% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
CRD-A, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B1.31.31.31.21.11.01.01.11.21.21.21.21.31.31.21.11.01.11.1
Operating income $B0.00.00.00.00.00.00.00.00.00.1−0.00.10.10.10.10.0◌◌◌
EBITDA $B0.10.10.10.00.10.10.10.10.10.10.00.10.10.10.10.1◌◌◌
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.0−0.00.00.00.00.00.00.0−0.00.00.10.00.00.0−0.10.00.0
Free cash flow $B0.10.00.10.00.00.10.10.00.00.10.0−0.00.10.10.00.00.00.10.0
EPS, diluted $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌0.620.32
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌0.000.000.000.00
Payout %735241−654134105525038−30381720110−0——
ROE %11.917.823.0−10.915.416.37.614.716.526.9−31.716.430.336.340.738.8−99.614.86.2
Shares out B◌0.030.030.030.030.030.030.030.030.030.030.030.030.030.030.03◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 57 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityInsurance Agents, Brokers & Service
Listed onNYSE
Incorporated inGeorgia
Fiscal year endsDecember 31
Data on record since2007

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