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NYSE · INSURANCE AGENTS, BROKERS & SERVICE · MID CAP

Crawford & Co. CRD-B

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.3B
▼ 2.2% YoY
$19.6M
▼ 26.2% YoY
$94.8M
▲ 108.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Growth

USD 1.3B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.3 · Net income 0.0
0.5B1.0B
2007201020132016201920222025
Compound annual growth
+2.1%
+5.2%
+0.5%
+1.1%
−7.0%
−2.4%
−1.8%
+23.2%
+0.4%
+5.3%
+7.0%
−13.7%
+15.1%
+5.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +5.2% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

2 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 2.6% · Net 1.5%
2%4%6%-5%-10%
200720162025
ROE
FY2025 · ROE 11.9%
20%40%-50%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have a clean operating profit figure for this period.
Gross margin28.0%
Operating margin2.6%
Net margin1.5%
EBITDAUSD 74.6M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 24.8M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 94.8
40M80M
200720162025
Net buybacks $M Dividends $M
FY2025 · Dividends 14.3 · Net buybacks 10.5
15M30MDividendsNet buybacks
200920112013201520172019202120232025
Dividends paidUSD 14.3M
Net buybacksUSD 10.5M
Share of profit126.5%
Consecutive raises2 years

USD 14.3M in dividends and USD 10.5M in buybacks — 127% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 764.3M
EquityUSD 173.1M
CashUSD 64.1M
Gross debtUSD 227.5M
Net debtUSD 163.4M
Current ratio1.14×

Net debt stands at 94% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
CRD-B, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B1.31.31.31.21.11.01.01.11.21.21.21.21.31.31.21.11.01.11.1
Operating income $B0.00.00.00.00.00.00.00.00.00.1−0.00.10.10.10.10.0◌◌◌
EBITDA $B0.10.10.10.00.10.10.10.10.10.10.00.10.10.10.10.1◌◌◌
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.0−0.00.00.00.00.00.00.0−0.00.00.10.00.00.0−0.10.00.0
Free cash flow $B0.10.00.10.00.00.10.10.00.00.10.0−0.00.10.10.00.00.00.10.0
EPS, diluted $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌0.620.32
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌0.000.000.000.00
Payout %735241−654134105525038−30381720110−0——
ROE %11.917.823.0−10.915.416.37.614.716.526.9−31.716.430.336.340.738.8−99.614.86.2
Shares out B◌0.020.020.020.020.020.020.020.020.020.020.020.020.020.020.02◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 57 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityInsurance Agents, Brokers & Service
Listed onNYSE
Incorporated inGeorgia
Fiscal year endsDecember 31
Data on record since2007

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