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MARKETS / NYSE / CUBI
NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Customers Bancorp, Inc. CUBI

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$224.1M
▲ 23.5% YoY
$481.0M
▲ 235.1% YoY
Growth
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2020 · Revenue 40.2 · Net income 132.6
50M100M200920112013201520172019202120232025
Compound annual growth
−10.4%
−0.6%
+11.1%
+14.4%
+16.1%
−1.3%
+10.9%
+12.3%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2020 · Operating 472.1% · Net 329.8%
200%400%200920112013201520172019202120232025
ROE
FY2025 · ROE 11.3%
10%20%30%-20%-40%-60%200920112013201520172019202120232025

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 0.5
0.25B0.50B-0.50B-1.00B200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks -160.2
20M-80M-160M200920112013201520172019202120232025

Total assetsUSD 24.9B
EquityUSD 2.1B
CashUSD 4.4B
Gross debtUSD 0.00
Net debtUSD -4.4B
DepositsUSD 20.8B

The company holds more cash than debt.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B·····0.00.00.00.1········
Operating income $B0.30.20.30.30.40.20.10.10.10.10.10.1·····
EBITDA $B0.30.30.40.30.50.20.10.10.10.10.10.1·····
Income tax $B0.10.00.10.10.10.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.20.20.30.20.30.10.10.10.10.10.10.00.00.00.00.0−0.0
Free cash flow $B0.50.10.1−0.00.30.10.00.10.10.10.1−0.50.7−1.20.0−0.2−0.0
EPS, diluted $6.265.097.326.518.913.742.051.781.972.311.961.551.301.570.393.69−10.98
Dividend / sh $·················
Payout %·················
ROE %11.310.416.416.525.312.27.97.68.911.211.810.410.011.43.237.5−61.5
Shares out B0.030.030.030.030.030.030.030.030.030.030.030.030.020.020.010.01·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 49 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 8 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNYSE
Incorporated inPennsylvania
Fiscal year endsDecember 31
Data on record since2009

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