MARKETS / NYSE / CUBI
NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Customers Bancorp, Inc. CUBI

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
EPS · FY25
Dividend / sh · FY25
Payout · FY25
ROE · FY25
11.3%
Net margin · FY25
Dividend coverage
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Result
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.020.040.060.22009201220152018202120242025
0.020.040.060.22016201920222025

Per share
Diluted EPS, FY2025
EPS
0.40.81.22009201220152018202120242025
0.40.81.22016201920222025

The company pays no cash dividend.

Profitability
11.3%
Return on equity, FY2025
ROE
1020304011.3%2009201220152018202120242025
1020304011.3%2016201920222025
Operating margin
Net margin
Return on assets0.9%

Each USD of equity produced 11 cents of profit this year.

Returned to shareholders
returned in FY2025 · dividends + net buybacks
Dividends paid
Net buybacksUSD -160.2M
Share of profit0.0%
Consecutive raises

Growth
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−10.4%
Net income
−0.6%
+11.1%
+14.4%
+16.1%
EPS, diluted
−1.3%
+10.9%
+12.3%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years+7.8%
Change, 10 years+27.1%

The share count grew 8% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 24.9B
total assets, end of FY2025
Total assetsUSD 24.9B
EquityUSD 2.1B
CashUSD 4.4B
Gross debtUSD 0.00
Net debtUSD -4.4B
DepositsUSD 20.8B

The company holds more cash than debt.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
·
·
0.0
0.0
0.0
0.1
·
·
·
·
·
·
·
·
Operating income $B
0.3
0.2
0.3
0.3
0.4
0.2
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
EBITDA $B
0.3
0.3
0.4
0.3
0.5
0.2
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
Income tax $B
0.1
0.0
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.2
0.2
0.3
0.2
0.3
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
−0.0
EPS, diluted $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Dividend / sh $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
ROE %
11.3
10.4
16.4
16.5
25.3
12.2
7.9
7.6
8.9
11.2
11.8
10.4
10.0
11.4
3.2
37.5
−61.5
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed