Skip to content
MARKETS / NASDAQ / EBC
NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · LARGE CAP

Eastern Bankshares, Inc. EBC

8 fiscal years on record · USD · FY2025 reported · SEC filings only
4 YEARS OF DIVIDEND GROWTH
$134.1M
▲ 19.1% YoY
$88.2M
▼ 26.2% YoY
In brief

What this company does

Eastern Bankshares, Inc. is the sole shareholder of Eastern Bank, through which it provides banking, trust and investment services. As of December 31, 2025, it had total consolidated assets of $30.6 billion, total gross loans of $23.6 billion, total deposits of $25.5 billion and total shareholders' equity of $4.3 billion. Its primary market consists of the greater Boston area, specifically eastern, central and southern Massachusetts, southern New Hampshire, including the seacoast region, and Rhode Island. Its lending focuses on the following loan categories: commercial and industrial, commercial real estate, commercial construction, small business banking, residential real estate and home equity loans. As of December 31, 2025, its total commercial real estate loans were $9.4 billion, representing 40.8% of total loans. Eastern Bankshares, Inc. was incorporated under Massachusetts law in 2020, and Eastern Bank, its wholly owned subsidiary, was founded in 1818.

Written from the business description in Eastern Bankshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth
USD 134.1M
Revenue, FY2025 · full 8-year series below
Revenue $M Net income $M
FY2025 · Revenue 134.1 · Net income 88.2
80M160M20182019202020212022202320242025
Compound annual growth
+20.2%
−2.8%
−23.8%
+31.1%
−29.2%
+27.0%
+8.4%
−8.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −2.8% a year over five years — but profit grew faster: net income at +31.1%, earnings per share at +27.0%.

The share count rose from 0.19B to 0.24B over the period.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
66 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 74.2% · Net 65.8%
100%200%300%-50%-100%-150%20182019202020212022202320242025
ROE
FY2025 · ROE 2.2%
5%20182019202020212022202320242025

Each USD of equity produced 2 cents of profit this year.

Cash & shareholders
USD 207.2M
returned in FY2025 · dividends + net buybacks
Net buybacks $B Dividends $B
FY2025 · Dividends 0.1 · Net buybacks 0.1
0.1B0.2B-0.8B-1.6B2019202020212022202320242025

USD 105.7M in dividends and USD 101.5M in buybacks — 235% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 30.6B
EquityUSD 4.3B
CashUSD 316.9M
DepositsUSD 25.5B

Equity funds 14% of total assets.

The 8-year record
8 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 20252024202320222021202020192018
Revenue $B0.10.10.10.10.10.20.20.2
Operating income $B0.10.2−0.10.20.20.00.20.2
EBITDA $B0.10.2−0.10.30.20.10.20.2
Income tax $B0.00.0−0.10.10.00.00.00.0
Net income $B0.10.10.20.20.20.00.10.1
EPS, diluted $0.430.661.431.210.900.130.000.00
Dividend / sh $0.510.450.410.400.07···
Payout %1206929333300·
ROE %2.23.68.56.84.50.98.98.6
Shares out B0.240.210.180.180.190.19··

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 22 reconciliationsAUDITED

Reconciled in 8 of 19 fiscal years. 35 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivitySavings Institution, Federally Chartered
Listed onNASDAQ
Incorporated inMassachusetts
Fiscal year endsDecember 31
Data on record since2018

Share this section

Download image