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NASDAQ · FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC · LARGE CAP

Euronet Worldwide, Inc. EEFT

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$4.2B
▲ 6.4% YoY
$309.5M
▲ 1.1% YoY
$434.3M
▼ 29.5% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Euronet provides electronic payment and transaction processing solutions for financial institutions, retailers, service providers and individual consumers, utilizing its global payments network, platforms and technologies. As of December 31, 2025, Euronet had approximately 10,800 employees. It operated in three business segments as of December 31, 2025. Its Electronic Funds Transfer segment meets the needs of financial institutions and consumers through Euronet-owned and outsourced automated teller machines and point-of-sale terminals combined with value-added and transaction processing services. Its epay segment provides retail payment solutions and delivers connections between the digital content of brands and consumers. Its Money Transfer segment provides global money transfers and currency exchange information in retail stores, apps and websites through Ria Money Transfer, Xe and the Dandelion cross-border payments network. Euronet was established in Central Europe in 1994.

Written from the business description in EURONET WORLDWIDE, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth

USD 4.2B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.2 · Net income 0.3
2B3B
2008201120142017202020232025
Compound annual growth
+8.1%
+11.3%
+9.1%
+9.8%
+10.2%
+12.1%
+15.8%
+14.1%
+40.5%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +11.3% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

7 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 12.5% · Net 7.4%
5%10%15%-5%-10%-15%
200820162025
ROE
FY2025 · ROE 24.4%
10%20%-10%-20%-30%
200820162025
Three returns, three denominators.
Gross margin·
Operating margin12.5%
Net margin7.4%
EBITDAUSD 668.3M

Each USD of equity produced 24 cents of profit this year.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 434.3
250.0M500.0M
200820162025
Net buybacks $M Dividends $M
FY2022 · Dividends · · Net buybacks 170.1
100M200M
20092011201320152017201920212022
Dividends paid·
Net buybacks·
Share of profit·
Consecutive raises·

Total assetsUSD 6.5B
EquityUSD 1.3B
CashUSD 1.0B
Gross debtUSD 2.0B
Net debtUSD 980.5M
Current ratio1.11×

Net debt stands at 75% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
EEFT, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B4.24.03.73.43.02.52.82.52.32.01.81.71.41.31.21.01.01.0
Operating income $B0.50.50.40.40.20.00.50.40.30.20.20.20.10.10.10.00.1−0.1
EBITDA $B0.70.60.60.50.30.10.60.50.40.30.30.20.20.10.10.10.1−0.1
Income tax $B0.10.10.10.10.10.00.10.10.10.10.00.00.00.00.00.00.0−0.0
Net income $B0.30.30.30.20.1−0.00.30.20.20.20.10.10.10.00.0−0.00.0−0.2
Free cash flow $B0.40.60.50.60.30.20.40.30.20.30.10.20.10.10.10.10.10.1
EPS, diluted $6.846.455.504.411.32−0.066.314.262.853.231.831.891.690.400.71−0.750.59−3.93
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Payout % — not applicable: no dividend——————————————————
ROE %24.424.722.418.55.2−0.224.719.215.020.212.714.915.23.97.2−7.25.7−39.0
Shares out B◌◌◌◌◌◌0.050.050.050.050.050.050.050.050.050.050.050.05

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 70 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Four checks were skipped: the balance sheet is not tagged before 2009. One check was skipped: EPS is not tagged before 2008. One check was skipped: revenue is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityFunctions Related To Depository Banking, NEC
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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