ES
MARKETS / NYSE / EIG
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Employers Holdings, Inc. EIG

18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$858.7M
▼ 2.5% vs FY2024
Dividend streak
2 yrs
Raised every year since 2024
EPS · FY25
$0.46
Dividend / sh · FY25
$1.26
Payout · FY25
277%
ROE · FY25
1.1%
Net margin · FY25
1.3%
Dividend coverage
0.4×
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Result
USD 858.7M
Revenue, FY2025 · full 18-year series below
Revenue Net income
0.250.50.7510.90.02008201120142017202020232025
0.250.50.7510.90.02016201920222025

1 cents of every revenue dollar became profit this year.

Per share
USD 0.46
Diluted EPS, FY2025
EPS Dividend
2461.260.462008201120142017202020232025
2461.260.462016201920222025

Earnings covered only a fraction of the dividend — the rest came from cash or borrowing.

Profitability
1.1%
Return on equity, FY2025
ROE
816241.1%2008201120142017202020232025
816241.1%2016201920222025
Operating margin—
Net margin1.3%
Return on assets0.3%

Each USD of equity produced 1 cents of profit this year.

Returned to shareholders
USD 212.7M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 29.9M
Net buybacksUSD 182.8M
Share of profit1969.4%
Consecutive raises2 years

USD 29.9M in dividends and USD 182.8M in buybacks — 1969% of the year's profit, so the payout drew on cash built up earlier.

Growth
+3.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+6.4%
+3.8%
+1.3%
+5.0%
Net income
−39.3%
−38.2%
−19.5%
−11.1%
EPS, diluted
−35.9%
−35.0%
−16.8%
−7.6%
Dividend / share
−27.3%
+4.7%
+18.0%
+11.7%
Returned to shareholders
+20.8%
+10.4%
+39.4%
+7.3%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.02B
Shares outstanding, FY2025
0.040.022008201120142017202020232025
0.030.022016201920222025
Change, 5 years−28.8%
Change, 10 years−36.9%

The share count shrank 29% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 3.4B
total assets, end of FY2025
Total assetsUSD 3.4B
EquityUSD 955.7M
CashUSD 159.8M
Gross debtUSD 35.0M
Net debtUSD -124.8M

The company holds more cash than debt.

History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
0.9
0.9
0.9
0.7
0.7
0.7
0.8
0.8
0.8
0.8
0.8
0.8
0.7
0.6
0.5
0.4
0.5
0.4
Operating income $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
−0.0
−0.0
0.0
0.0
0.0
Net income $B
0.0
0.1
0.1
0.0
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
EPS, diluted $
0.46
4.71
4.45
1.75
4.17
3.97
4.83
4.24
3.06
3.24
2.90
3.14
2.00
3.37
1.30
1.51
1.80
2.07
Dividend / sh $
1.26
1.18
1.10
3.28
1.00
1.00
0.88
0.80
0.60
0.36
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
Payout %
277
26
25
187
24
25
18
19
19
11
8
8
12
7
18
16
13
12
ROE %
1.1
11.4
12.1
4.5
9.8
10.1
14.4
14.4
11.3
13.3
13.0
16.0
11.5
21.3
10.3
13.2
17.9
22.9
Shares out B
0.02
0.02
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.04
0.04
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
34 of 34
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed