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MARKETS / NYSE / EIG
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Employers Holdings, Inc. EIG

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$858.7M
▼ 2.5% YoY
$10.8M
▼ 90.9% YoY
$44.6M
▼ 41.5% YoY
In brief

What this company does

Employers Holdings, Inc. provides workers' compensation insurance and related services to small and mid-sized businesses in lower hazard industries through its subsidiaries. It had 623 full-time employees at December 31, 2025, and its corporate headquarters are located in Reno, Nevada. It provides workers' compensation insurance throughout most of the United States, with a concentration in California, where 46% of its gross premiums written are generated. It operates its business as a single segment, Insurance Operations, through its wholly owned subsidiaries. It markets and sells its workers' compensation insurance products through local, regional, specialty and national insurance agents and brokers, national, regional, and local trade groups and associations, and direct-to-customer interactions. Employers Holdings, Inc. was incorporated in Nevada in 2005.

Written from the business description in Employers Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth
USD 858.7M
Revenue, FY2025 · full 18-year series below
Revenue $M Net income $M
FY2025 · Revenue 858.7 · Net income 10.8
400M800M2008201120142017202020232025
Compound annual growth
+6.4%
+3.8%
+1.3%
+5.0%
−39.3%
−38.2%
−19.5%
−11.1%
−35.9%
−35.0%
−16.8%
−7.6%
−27.3%
+4.7%
+18.0%
+11.7%
+20.8%
+10.4%
+39.4%
+7.3%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.8% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
1 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Net 1.3%
10%20%2008201120142017202020232025
ROE
FY2025 · ROE 1.1%
10%20%2008201120142017202020232025

Each USD of equity produced 1 cents of profit this year.

Cash & shareholders
USD 212.7M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 44.6
80M160M2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 29.9 · Net buybacks 182.8
80M160MDividendsNet buybacks2008201120142017202020232025

USD 29.9M in dividends and USD 182.8M in buybacks — 1969% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 3.4B
EquityUSD 955.7M
CashUSD 159.8M
Gross debtUSD 35.0M
Net debtUSD -124.8M

The company holds more cash than debt.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B0.90.90.90.70.70.70.80.80.80.80.80.80.70.60.50.40.50.4
Operating income $B··················
EBITDA $B··················
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.0−0.0−0.0−0.00.00.00.0
Net income $B0.00.10.10.00.10.10.20.10.10.10.10.10.10.10.00.10.10.1
Free cash flow $B0.00.10.00.10.00.00.10.20.10.10.10.20.20.10.00.10.00.1
EPS, diluted $0.464.714.451.754.173.974.834.243.063.242.903.142.003.371.301.511.802.07
Dividend / sh $1.261.181.103.281.001.000.880.800.600.360.240.240.240.240.240.240.240.24
Payout %27726251872425181919118812718161312
ROE %1.111.412.14.59.810.114.414.411.313.313.016.011.521.310.313.217.922.9
Shares out B0.020.020.030.030.030.030.030.030.030.030.030.030.030.030.030.040.04·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 5 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNYSE
Incorporated inNevada
Fiscal year endsDecember 31
Data on record since2008

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