Enova International, Inc. ENVA
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
What this company does
Written from the business description in Enova International, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.
Growth
Revenue compounded at +23.8% a year over the five years to FY2025.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
Each USD of equity produced 24 cents of profit this year.
The 14-year record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue $B | 3.2 | 2.7 | 2.1 | 1.7 | 1.2 | 1.1 | 1.2 | 1.0 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 |
| Operating income $B | 0.7 | 0.6 | 0.4 | 0.4 | 0.4 | 0.4 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 |
| EBITDA $B | 0.8 | 0.6 | 0.5 | 0.4 | 0.4 | 0.4 | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 |
| Income tax $B | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 |
| Net income $B | 0.3 | 0.2 | 0.2 | 0.2 | 0.3 | 0.4 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Free cash flow $B | 1.8 | 1.5 | 1.1 | 0.9 | 0.4 | 0.7 | 0.8 | 0.7 | 0.4 | 0.4 | 0.3 | 0.4 | 0.4 | 0.4 |
| EPS, diluted $ | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 | 11.70 | 1.06 | 1.99 | 0.86 | 1.03 | 1.33 | 3.38 | 2.36 | 1.78 |
| Dividend / sh $ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | 3.71 | 3.71 | ◌ | ◌ |
| Payout % | — | — | — | — | — | — | — | — | — | — | — | 110 | — | — |
| ROE % | 24.3 | 17.2 | 14.4 | 18.2 | 25.5 | 58.4 | 10.1 | 22.3 | 11.2 | 15.5 | 24.4 | 68.3 | 57.7 | 60.4 |
| Shares out B | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | ◌ |
Slide the table for earlier years. "—" not applicable · "◌" not available in our data.
Company facts, as filed
Reconciled in 14 of the 14 fiscal years we could check. 12 checks were skipped: the balance sheet is not tagged before 2013. Five checks were skipped: EPS is not tagged before 2012. Five checks were skipped: revenue is not tagged before 2012.