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MARKETS / NASDAQ / ERIE
NASDAQ · INSURANCE AGENTS, BROKERS & SERVICE · LARGE CAP

Erie Indemnity Co. ERIE

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$4.1B
▲ 7.2% YoY
$559.3M
▼ 6.8% YoY
$571.0M
▲ 17.4% YoY
In brief

What this company does

Erie Indemnity Company's primary function as attorney-in-fact is to perform policy issuance and renewal services on behalf of the subscribers at the Erie Insurance Exchange. It retains a management fee, not to exceed 25%, of the direct and affiliated assumed premiums written by the Exchange. The Erie Insurance Exchange is its sole customer. As of December 31, 2025, its total workforce consisted of 6,667 full-time employees, approximately 50% of whom provide claims and life insurance management services exclusively for the Exchange and its insurance subsidiaries. It operates under a single reportable segment, management operations. Erie Indemnity Company was incorporated in Pennsylvania, and has served as attorney-in-fact for the Exchange's subscribers since its incorporation in 1925.

Written from the business description in ERIE INDEMNITY COMPANY's annual report to the U.S. Securities and Exchange Commission, filed 23 February 2026. Every sentence was checked against that document before publication.

Growth
USD 4.1B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.1 · Net income 0.6
2B4B2008201120142017202020232025
Compound annual growth
+12.7%
+9.9%
+10.4%
−1.2%
+23.3%
+13.8%
+12.3%
+8.6%
+7.1%
−1.4%
+7.2%
+3.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +9.9% a year over five years — but profit grew faster: net income at +13.8%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
14 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 17.6% · Net 13.8%
50%-10%-20%2008201120142017202020232025
ROE
FY2025 · ROE 26.2%
10%20%30%2008201120142017202020232025

Each USD of equity produced 26 cents of profit this year.

Cash & shareholders
USD 254.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 571.0
200M400M2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 254.3 · Net buybacks —
100M200MDividendsNet buybacks2008201120142017202020232025

USD 254.3M in dividends — 45% of the year's profit went back to shareholders.

Total assetsUSD 3.4B
EquityUSD 2.3B
CashUSD 345.9M
Current ratio1.27×

Equity funds 68% of total assets.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B4.13.83.32.82.62.52.52.41.71.61.51.41.35.54.84.94.32.7
Operating income $B0.70.70.50.40.30.30.40.30.30.30.20.20.20.90.41.00.5·
EBITDA $B0.80.70.60.40.40.40.40.40.30.30.20.20.20.90.41.00.5·
Income tax $B0.20.20.10.10.10.10.10.10.10.10.10.10.10.30.10.30.1−0.2
Net income $B0.60.60.40.30.30.30.30.30.20.20.20.20.20.20.20.20.10.1
Free cash flow $B0.60.50.30.30.30.30.30.20.20.2········
EPS, diluted $··················
Dividend / sh $··················
Payout %45405069659353547465737151143606086133
ROE %26.232.928.721.423.525.330.131.523.526.523.723.323.622.520.017.8··

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Compare

This company against its peers

Provenance
Company facts, as filed
How we verify · 0 failures in 47 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 29 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityInsurance Agents, Brokers & Service
Listed onNASDAQ
Incorporated inPennsylvania
Fiscal year endsDecember 31
Data on record since2008

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