Essent Group Ltd. ESNT
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
Growth
Revenue compounded at +5.7% a year over the five years to FY2025 — but profit grew faster: net income at +10.8%, earnings per share at +12.2%.
The share count fell from 0.11B to 0.10B — the buyback concentrates the same profit into fewer slices.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
Each USD of equity produced 12 cents of profit this year.
The 14-year record
EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue $B | 1.3 | 1.2 | 1.1 | 1.0 | 1.0 | 1.0 | 0.9 | 0.7 | 0.6 | 0.5 | 0.4 | 0.2 | 0.1 | 0.0 |
| Operating income $B | 0.8 | 0.9 | 0.8 | 1.0 | 0.8 | 0.5 | 0.7 | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| EBITDA $B | 0.8 | 0.9 | 0.8 | 1.0 | 0.8 | 0.5 | 0.7 | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| Income tax $B | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | −0.0 | −0.0 |
| Net income $B | 0.7 | 0.7 | 0.7 | 0.8 | 0.7 | 0.4 | 0.6 | 0.5 | 0.4 | 0.2 | 0.2 | 0.1 | 0.1 | −0.0 |
| Free cash flow $B | 0.8 | 0.9 | 0.8 | 0.6 | 0.7 | 0.7 | 0.6 | 0.6 | 0.4 | 0.3 | 0.2 | 0.1 | 0.1 | 0.0 |
| EPS, diluted $ | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 | 3.88 | 5.66 | 4.77 | 3.99 | 2.41 | 1.72 | 1.03 | 0.70 | ◌ |
| Dividend / sh $ | 1.24 | 1.12 | 1.00 | 0.86 | 0.70 | 0.64 | 0.30 | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| Payout % | 18 | 16 | 15 | 11 | 11 | 17 | 5 | 0 | 0 | — | — | — | — | — |
| ROE % | 12.1 | 13.6 | 14.6 | 19.1 | 16.8 | 12.1 | 20.8 | 21.7 | 23.1 | 18.1 | 15.2 | 10.5 | 13.9 | −6.2 |
| Shares out B | 0.10 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | ◌ | ◌ | ◌ |
Slide the table for earlier years. "—" not applicable · "◌" not available in our data.
Company facts, as filed
Reconciled in 13 of the 14 fiscal years we could check. Six checks were skipped: the balance sheet is not tagged before 2013. Six checks were skipped: EPS is not tagged before 2013.