MARKETS / NYSE / EVTC

NYSE · SERVICES-COMPUTER PROCESSING & DATA PREPARATION · LARGE CAP

Evertec, Inc. EVTC

15 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$931.8M

▲ 10.2% YoY

Net income

$141.6M

▲ 25.7% YoY

Free cash flow

$203.7M

▼ 13.2% YoY

In brief

What this company does

EVERTEC, Inc. provides merchant acquiring, payment services and business solutions in Latin America, Puerto Rico and the Caribbean. It processes over ten billion transactions annually through a system of electronic payment networks in Puerto Rico and Latin America, and provides services for core banking, cash processing and fulfillment in Puerto Rico. It owns and operates the ATH network. It serves 26 countries out of 24 offices, including its headquarters in Puerto Rico. On December 31, 2025, it had approximately 5,327 employees, 45% located in Brazil, 23% in Puerto Rico and the United States, and 32% located across Latin America and the Caribbean. The company's segments include Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, Merchant Acquiring and Business Solutions. It was incorporated on April 13, 2012 in Puerto Rico under the name Evertec, Inc.

Written from the business description in EVERTEC, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth

USD 931.8M

Revenue, FY2025 · full 15-year series below

Revenue $M Net income $M

FY2025 · Revenue 931.8 · Net income 141.6

Compound annual growth

Revenue

+14.6%

+12.8%

+9.6%

Net income

−16.0%

+6.3%

+5.2%

EPS, diluted

−13.9%

+9.0%

+7.1%

Dividend / share

+0.0%

−6.7%

Returned to shareholders

−9.4%

+30.5%

−0.5%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +12.8% a year over five years — but profit grew slower: net income at +6.3%, earnings per share at +9.0%.

The share count fell from 0.07B to 0.06B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

16 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 20.0% · Net 15.5%

ROE

FY2025 · ROE 25.9%

Gross margin—

Operating margin20.0%

Net margin15.5%

Return on assets7.1%

EBITDAUSD 208.7M

Each USD of equity produced 26 cents of profit this year.

Cash & shareholders

USD 82.1M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 203.7

Net buybacks $M Dividends $M

FY2025 · Dividends 12.8 · Net buybacks 69.3

Dividends paidUSD 12.8M

Net buybacksUSD 69.3M

Share of profit58.0%

Consecutive raises—

USD 12.8M in dividends and USD 69.3M in buybacks — 58% of the year's profit went back to shareholders.

Total assetsUSD 2.2B

EquityUSD 621.6M

CashUSD 306.0M

Gross debtUSD 1.1B

Net debtUSD 770.9M

Current ratio2.07×

Net debt stands at 124% of equity.

The 15-year record

15 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
Revenue $B	0.9	0.8	0.7	0.6	0.6	0.5	0.5	0.5	0.4	0.4	0.4	0.4	0.4	0.3	0.3
Operating income $B	0.2	0.2	0.1	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
EBITDA $B	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0	0.0	0.0	−0.1	−0.0
Net income $B	0.1	0.1	0.1	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.1	−0.0	0.1	0.0
Free cash flow $B	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.1
EPS, diluted $	2.20	1.73	1.21	3.45	2.21	1.43	1.41	1.16	0.76	1.01	1.11	0.84	−0.34	1.01	0.33
Dividend / sh $	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.10	0.30	0.40	0.40	0.40	·	·	·
Payout %	9	11	16	6	9	14	14	8	40	40	36	47	−60	414	·
ROE %	25.9	21.1	15.0	51.0	40.1	34.5	43.2	48.5	44.3	74.0	88.4	72.4	−28.6	33.1	6.6
Shares out B	0.06	0.06	0.07	0.06	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.08	0.08	0.07	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 58 reconciliationsAUDITED

Reconciled in 15 of 19 fiscal years. 30 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityServices-Computer Processing & Data Preparation

Listed onNYSE

Incorporated inPuerto Rico

Fiscal year endsDecember 31

Data on record since2011