MARKETS / NYSE / Financials / Insurance / FAF

NYSE · TITLE INSURANCE · LARGE CAP

First American Financial Corp. FAF

18 fiscal years on record · USD · FY2025 reported · SEC filings only

15 YEARS OF DIVIDEND GROWTH

Revenue

$7.5B

▲ 21.6% YoY

Net income

$621.8M

▲ 374.3% YoY

Free cash flow

$762.5M

▲ 12.3% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

First American Financial Corporation, through its subsidiaries, provides title insurance, settlement services and other financial services and risk solutions through its title insurance and services segment and its home warranty segment. Its title insurance and services segment issues title insurance policies on residential and commercial property in the United States and offers similar products internationally, and also provides closing and escrow services, real estate risk-mitigation products, title plant data, appraisal and valuation services, lien release and document services, warehouse lending, mortgage subservicing, and banking, trust and wealth management services. In 2025, the title insurance and services segment accounted for 93.6% of the Company's consolidated revenues. Its home warranty segment provides residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures occurring from normal usage during the coverage period. The home warranty business currently operates in 36 states in the United States and the District of Columbia. As of December 31, 2025, the Company employed 19,102 employees, with 12,143 located in the United States and 6,959 outside of the U.S. First American Financial Corporation traces its heritage back to 1889.

Written from the business description in First American Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 18 February 2026. Every sentence was checked against that document before publication.

Growth

USD 7.5B

Revenue, FY2025 · full 18-year series below

Revenue $B Net income $B

FY2025 · Revenue 7.5 · Net income 0.6

4B8B

2008201120142017202020232025

Compound annual growth

Revenue

−0.7%

+1.0%

+3.7%

+4.4%

Net income

+33.2%

−2.2%

+8.0%

+11.1%

EPS, diluted

+34.8%

−0.5%

+8.6%

+11.3%

Dividend / share

+1.9%

+4.1%

+8.1%

+18.1%

Returned to shareholders

−19.3%

+0.4%

+12.3%

+24.8%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +1.0% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

8 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 11.1% · Net 8.4%

5%10%15%

200820162025

ROE

FY2025 · ROE 11.9%

10%20%-2%-4%

200820162025

Three returns, three denominators.

Return on equity11.9%

Return on assets4.0%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin11.1%

Net margin8.4%

EBITDA·

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 345.3M

returned in FY2025 · dividends + net buybacks

Free cash flow $B

FY2025 · FCF 0.8

0.5B1.0B

200820162025

Net buybacks $M Dividends $M

FY2025 · Dividends 223.0 · Net buybacks 122.3

250.0M500.0MDividendsNet buybacks

200820112013201520172019202120232025

Dividends paidUSD 223.0M

Net buybacksUSD 122.3M

Share of profit55.5%

Consecutive raises15 years

USD 223.0M in dividends and USD 122.3M in buybacks — 56% of the year's profit went back to shareholders.

Total assetsUSD 16.2B

EquityUSD 5.5B

CashUSD 1.4B

DepositsUSD 5.3B

Equity funds 34% of total assets.

The 18-year record

18 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative—not applicable◌not available in our data

FAF, 18-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Revenue $B	7.5	6.1	6.0	7.6	9.2	7.1	6.2	5.7	5.8	5.6	5.2	4.7	5.0	4.5	3.8	3.9	4.0	4.4
Operating income $B	0.8	0.2	0.3	0.3	1.6	0.9	0.9	0.6	0.4	0.5	0.4	0.4	0.3	0.5	0.1	0.2	0.2	◌
EBITDA $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	0.5	0.2	0.3	0.3	◌
Income tax $B	0.2	0.0	0.1	0.1	0.4	0.2	0.2	0.1	0.0	0.1	0.1	0.1	0.1	0.2	0.1	0.1	0.1	−0.0
Net income $B	0.6	0.1	0.2	0.3	1.2	0.7	0.7	0.5	0.4	0.3	0.3	0.2	0.2	0.3	0.1	0.1	0.1	−0.1
Free cash flow $B	0.8	0.7	0.1	0.5	1.1	1.0	0.8	0.7	0.5	0.4	0.4	0.3	0.3	0.3	0.1	0.1	0.2	0.0
EPS, diluted $	6.00	1.26	2.07	2.45	11.14	6.16	6.22	4.19	3.76	3.09	2.62	2.15	1.71	2.77	0.73	1.20	1.18	−0.81
Dividend / sh $	2.18	2.14	2.10	2.06	1.94	1.78	1.68	1.60	1.44	1.20	1.00	0.84	0.48	0.36	0.24	0.18	◌	◌
Payout %	36	168	100	83	17	29	27	38	38	38	38	39	28	15	32	10	—	−4
ROE %	11.9	2.7	4.6	5.0	23.2	14.9	17.3	13.1	13.0	11.9	10.8	9.3	7.8	13.8	3.9	6.4	6.1	−4.3
Shares out B	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.10	◌	◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 53 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2009. One check was skipped: EPS is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivityTitle Insurance

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2008

First American Financial Corp. FAF

What this company does

Growth↗ Share

Profitability↗ Share

Cash & shareholders↗ Share

The 18-year record

Other companies filing in the same sector

Company facts, as filed

Growth

Profitability

Cash & shareholders