ES
MARKETS / NASDAQ / FCAP
NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · SMALL CAP

First Capital, Inc. FCAP

16 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY3 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$7.2M
▲ 1.6% vs FY2024
Dividend streak
3 yrs
Raised every year since 2023
EPS · FY25
$4.89
Dividend / sh · FY25
$1.20
Payout · FY25
25%
ROE · FY25
13.0%
Net margin · FY25
228.3%
Dividend coverage
4.1×
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Result
USD 7.2M
Revenue, FY2025 · full 16-year series below
Revenue Net income
0.0020.0040.0060.0080.00.0201020132016201920222025
0.0020.0040.0060.0080.00.02016201920222025

228 cents of every revenue dollar became profit this year.

Per share
USD 4.89
Diluted EPS, FY2025
EPS Dividend
2461.204.89201020132016201920222025
2461.204.892016201920222025

Earnings covered the dividend 4.1 times — the rest stayed in the company.

Profitability
13.0%
Return on equity, FY2025
ROE
48121613.0%201020132016201920222025
48121613.0%2016201920222025
Operating margin277.7%
Net margin228.3%
Return on assets1.3%

Each USD of equity produced 13 cents of profit this year.

Returned to shareholders
USD 4.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 4.0M
Net buybacksUSD 578,000.00
Share of profit28.2%
Consecutive raises3 years

USD 4.0M in dividends and USD 578,000.00 in buybacks — 28% of the year's profit went back to shareholders.

Growth
+4.5% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+0.1%
+4.5%
Net income
+11.2%
+10.1%
+12.2%
+10.1%
EPS, diluted
+11.3%
+10.1%
+10.1%
+8.7%
Dividend / share
+4.9%
+4.6%
+3.6%
+3.3%
Returned to shareholders
+9.4%
+7.1%
+6.5%
+5.5%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.00B
Shares outstanding, FY2025
0.000.00201020132016201920222025
0.000.002016201920222025
Change, 5 years−1.0%
Change, 10 years+0.1%

The share count shrank 1% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 1.3B
total assets, end of FY2025
Total assetsUSD 1.3B
EquityUSD 137.8M
Gross debtUSD 0.00
DepositsUSD 1.1B

Equity funds 11% of total assets.

History
16 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
Operating income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EBITDA $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
4.89
3.57
3.82
3.55
3.41
3.02
3.09
2.77
2.23
2.05
1.87
2.03
1.82
1.41
1.43
1.39
Dividend / sh $
1.20
1.12
1.08
1.04
1.04
0.96
0.95
0.92
0.86
0.84
0.84
0.84
0.80
0.76
0.76
0.74
Payout %
25
32
28
30
31
32
31
34
39
41
47
42
44
54
54
54
ROE %
13.0
10.9
13.4
12.0
10.2
9.7
11.2
11.1
9.5
9.1
7.9
10.1
9.6
7.6
8.0
8.1
Shares out B
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
31 of 31
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed