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NASDAQ · STATE COMMERCIAL BANKS · SMALL CAP

First Community Corp. FCCO

17 fiscal years on record · USD · FY2025 reported · SEC filings only
5 YEARS OF DIVIDEND GROWTH
$19.2M
▲ 37.6% YoY
$17.6M
▲ 67.0% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

We engage in a commercial banking business from our main office in Lexington, South Carolina and our 21 full-service offices located in: the Midlands of South Carolina, which includes Lexington County (6 offices), Richland County (4 offices), Newberry County (2 offices) and Kershaw County (1 office); the Upstate of South Carolina, which includes Greenville County (2 offices), Anderson County (1 office) and Pickens County (1 office); the Piedmont Region of South Carolina, which includes York County, South Carolina (1 office) and the Central Savannah River Area, which includes Aiken County, South Carolina (1 office); and in Augusta, Georgia, which includes Richmond County (1 office) and Columbia County (1 office). At December 31, 2025, we had approximately $2.1 billion in assets, $1.3 billion in loans, $1.7 billion in deposits, and $167.6 million in shareholders’ equity. We offer a wide range of traditional banking products and services for professionals and small-to medium-sized businesses, including consumer and commercial, mortgage, brokerage and investment, and insurance services. We also offer a full range of commercial and personal loans. We offer non-deposit investment products and other investment brokerage services through a registered representative with an affiliation through LPL Financial. The banking business is highly competitive. We compete as a financial intermediary with other commercial banks, savings and loan associations, credit unions and money market mutual funds operating in our market areas.

Written from the business description in First Community Corporation's annual report to the U.S. Securities and Exchange Commission, filed 16 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 17-year series below
Compound annual growth
+9.5%
+13.7%
+12.1%
+16.9%
+8.8%
+12.8%
+6.0%
+7.1%
+6.7%
+5.9%
+10.0%
+15.9%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE 12.3%
5%10%-20%-40%-60%
200920172025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 4.8M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 17.6
20M40M-10M-20M
200920172025
Net buybacks $M Dividends $M
FY2025 · Dividends 4.8 · Net buybacks ·
4M8MDividendsNet buybacks
200920112013201520172019202120232025

USD 4.8M in dividends — 25% of the year's profit went back to shareholders.

Total assetsUSD 2.1B
EquityUSD 167.6M
CashUSD 161.1M
DepositsUSD 1.7B

Equity funds 8% of total assets.

The 17-year record

17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
FCCO, 17-year financial record
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Operating income $B0.00.00.0◌◌◌◌◌◌◌◌◌◌◌◌◌◌
EBITDA $B0.00.00.0◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0
Free cash flow $B0.00.00.00.00.1−0.00.00.00.00.00.00.00.00.00.00.00.0
EPS, diluted $2.471.811.551.922.051.351.451.450.830.980.910.780.780.790.810.36−7.95
Dividend / sh $0.620.580.560.520.480.44◌◌◌◌◌◌◌0.160.160.160.24
Payout %25323627233530274332302928151628−3
ROE %12.310.19.511.311.27.99.410.36.28.38.08.17.77.87.44.5−60.9
Shares out B0.010.010.010.010.010.010.010.010.010.010.010.010.010.010.000.00◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 49 reconciliationsAUDITED

Reconciled in 17 of the 17 fiscal years we could check. Three checks were skipped: the share count is not tagged before 2010. Three checks were skipped: the balance sheet is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inSouth Carolina
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2009

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