MARKETS / NASDAQ / FCCO
NASDAQ · STATE COMMERCIAL BANKS · SMALL CAP

First Community Corporation FCCO

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY5 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$922,000
▼ 3.2% vs FY2024
Dividend streak
5 yrs
Raised every year since 2021
EPS · FY25
$2.47
Dividend / sh · FY25
$0.62
Payout · FY25
25%
ROE · FY25
12.3%
Net margin · FY25
2083.0%
Dividend coverage
4.0×
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Result
USD 922,000.00
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.00050.0010.00150.0020.00.02009201220152018202120242025
0.00050.0010.00150.0020.00.02016201920222025

2083 cents of every revenue dollar became profit this year.

Per share
USD 2.47
Diluted EPS, FY2025
EPS Dividend
1230.622.472009201220152018202120242025
1230.622.472016201920222025

Earnings covered the dividend 4.0 times — the rest stayed in the company.

Profitability
12.3%
Return on equity, FY2025
ROE
48121612.3%2009201220152018202120242025
48121612.3%2016201920222025
Operating margin2696.2%
Net margin2083.0%
Return on assets1.0%

Each USD of equity produced 12 cents of profit this year.

Returned to shareholders
USD 4.8M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 4.8M
Net buybacks
Share of profit24.7%
Consecutive raises5 years

USD 4.8M in dividends — 25% of the year's profit went back to shareholders.

Growth
−3.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−1.3%
−3.8%
Net income
+9.5%
+13.7%
+12.1%
+16.9%
EPS, diluted
+8.8%
+12.8%
+10.5%
Dividend / share
+6.0%
+7.1%
Returned to shareholders
+6.7%
+5.9%
+10.0%
+15.9%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.01B
Shares outstanding, FY2025
0.000.012009201220152018202120242025
0.010.012016201920222025
Change, 5 years+2.6%
Change, 10 years+15.0%

The share count grew 3% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 2.1B
total assets, end of FY2025
Total assetsUSD 2.1B
EquityUSD 167.6M
CashUSD 161.1M
DepositsUSD 1.7B

Equity funds 8% of total assets.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
Operating income $B
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
EPS, diluted $
2.47
1.81
1.55
1.92
2.05
1.35
1.45
1.45
0.83
0.98
0.91
0.78
0.78
0.79
0.81
0.36
−7.95
Dividend / sh $
0.62
0.58
0.56
0.52
0.48
0.44
·
·
·
·
·
·
·
0.16
0.16
0.16
0.24
Payout %
25
32
36
27
23
35
30
27
43
32
30
29
28
15
16
28
−3
ROE %
12.3
10.1
9.5
11.3
11.2
7.9
9.4
10.3
6.2
8.3
8.0
8.1
7.7
7.8
7.4
4.5
−60.9
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed